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The November in which I get organized (sort of)

November 5, 2014 by Jana 27 Comments

I think today is the day we’re supposed to report on our results of October’s Wallet Watch and I think tomorrow is the day we link up for our Choose Your Own Adventure Challenge but I’m pretty much a mess and since I’m remembering both now, they’re getting crammed into one post.

If you want to break it up, read the first half today and the second half tomorrow but that seems a bit ridiculous to ask of you guys so you probably should just knock it all out today.

Let’s cover the Wallet Watch first.

This is what went down:

  1. No unplanned going out to eat. The results: HAHAHAHAHA! I never should have even made this a rule because we didn’t even make it past the first weekend.
  2. Stop abusing my Starbucks gift cards. The results: I still have $5 left on one of them (which is half of the $10 initial amount) and I started drinking more tea at home. This was aided by the fact that my daughter said “Mommy, you should drink tea from home. It’s cheaper.”
  3. Stay away from nail polish and makeup. The results: I bought no new makeup. I bought no new nail polish. I spent $0 on anything beauty related, except for what was necessary like face wash. But I’m committed to getting the Naked or Naked2 Basics palette for Christmas. Or Hanukkah. Either will do.
  4. Find free stuff to do. The results: I think I did okay with this. Um. Well, except for the I can’t mention what it was family road trip the first weekend of the month. That was CRAZY expensive and maybe we used the money we had saved for our new dishwasher to do it but every minute was worth having to hand wash my dishes every day for the forseeable future.

 

So, to sum up

And now, the Choose Your Own Adventure Challenge.

GoalSettingLinkup

I had one goal. To not drink diet soda. And I mostly achieved it. Except on the 7 or so days that I didn’t and had the deliciousness that is diet soda.

And it was glorious. #noshame

For November, the theme is organizing which I love more than words can say. I need to get some of my shit organized because I keep losing important things like bills and my daughter’s homework and gloves. And I really want to start using Pinterest more than just a place to internet hoard (between Pinterest and Pocket, I am set for DAYS with things to do and read). So I focused my organizing to these areas:

  1. My daughter’s homework station. She doesn’t have a desk yet and we needed somewhere to keep her craft supplies and homework and assorted school stuff. It’s impossible to find anything. It needs to be dealt with.
  2. My hallway closet. First of all, it smells like feet. So that needs to cease immediately. And the piles of winter accessories need to be sorted and stored in a fashion where my daughter doesn’t wind up wearing my gloves and my husband doesn’t have to use my polka dot umbrella.
  3. The living room table. I don’t know how to describe this situation. It’s essentially a table that gets filled with junk daily. I hate looking at it and if we didn’t need it, I’d set it on fire. Since we need it, it is a moral imperative that I figure out how to tame it.
  4. Pinterest. I need to cull my pins, reorganize my boards, and sort some into my new boards so that when I want to do a project, I can go to my board of projects I’ll actually do and when I want to menu plan using save recipes, I can find ones that fit my time constraints and my budget, and I need to do something with my secret boards, too.

 

I’m pretty sure I could attack my whole house so I might revisit this challenge on my own in a couple of months but for this month, the above list will do.
And this is how I feel about it.

sheldon

 

 

Save

Filed Under: Life Tagged With: home, linkups, money, monthly challenges

Friday favorites, volume 6

June 6, 2014 by Jana 18 Comments

Friday favorites. This week’s is a quickie because I’m a slacker and didn’t get it done last night and now my daughter is on summer break and I can only hide from her for so long. 

Favorite song

Black Stone Cherry is a relatively new to me band, and I just love them now. They’re songs are fun, rockin’, and honestly, who can’t love a band with a song “White Trash Millionaire?” And let me just say that when I first watched a video, I was NOT expecting the singer to look the way he does.

Favorite frugal find

Remember how I said earlier in the week that my fat ass needs to lose some weight? Well, I found a coupon for 50% off Weight Watchers for 3 months. Now, I’m not a huge advocate of paying for weight loss services since there are so many good, free ones but I lost a ton of weight with them once before so it’s worth a shot again. As a balance, I no longer belong to a gym and workout for free at home. 

Favorite TV thing

This. Only this. 

oitnb

 Favorite book thing

Last summer, I read Then We Came to the End by Joshua Ferris. It is a well written, kind of weird, completely creative story about the environment in an ad agency at the end of the internet boom, and it’s written in the first person plural. I thoroughly enjoyed the book and when I realized that the author had written two more books, I jumped on that wagon train. I just finished The Unnamed and have started To Rise Again at a Decent Hour. I am troubled that he only has these 3 books but if you’re looking for something to read this summer, any of those come highly recommended. 

book cover
Favorite celebrity doing something good instead of being a dickhead

Apparently, Aaron Lewis, the lead singer of Staind, went on a tirade at one of their concerts, STOPPING their set to yell at a bunch of lecherous, disgusting assholes who were, by all accounts, molesting a 16 year old girl who was crowd surfing. When you think about all the crowd surfing he’s seen, to stop a performance to yell at (and threaten) these dudes, it must have been bad. Like really, really bad. But kudos to you, Mr. Lewis, for stopping it.

Favorite funnies

bathtub dog cookies eLazYHq

 

Have a great weekend, y’all!! 

Linking up, as always, with Amanda:

Friday Favorites

Filed Under: Life, Random thoughts Tagged With: Bloggers, books, linkups, money, random

End of (wallet) watch

May 6, 2014 by Jana 8 Comments

It’s over. I did it. I survived.

photo sized

Throughout the month of April, I participated in the Wallet Watch challenge. It was essentially a make your own rules no spend challenge but rather than a strict “no spend” rule, you could allow for certain purchases. Because I cheat at my own rules, I had to be strict with myself and set up parameters that I had to follow. Giving myself leeway is a gateway down the spending rabbit hole which sort of defeats the whole purpose of the challenge. 

I set up 6 rules for myself that allowed for savings and spending on certain items but also made sure I paid attention to where my money was going. 

Rule #1: Use coupons

I don’t really know how to analyze this one. I don’t really actively look for grocery coupons because I’m lazy but if they happen to fall in my lap, I use them. Throughout April, I don’t think I used any grocery coupons but I did use a whole bunch of Redbox codes and returned the movies on time to avoid paying for more than one day (we’ll talk about this rule, avoid stupid tax, next). We also had (and used) a coupon for a breakfast item at Chick Fil A, I found a LivingSocial deal for entry into Run or Dye, and I used my Walgreen’s discount card to save on a few things we needed. 

Rule #2: No stupid tax

Stupid tax is basically the money you pay for being lazy. Library fines, late charges on bills, overdraft fees, stuff like that. I did incur a $.20 charge for my daughter’s library books but other than that, no stupid tax for the entire month. This was miraculous, particularly as the Redbox policy is confusing and I’m bad about returning movies and I almost always pay for an extra day when I don’t mean to.

Rule #3: No frivolous purchases without gift cards

I bought nothing extra during the entire month. Not a nail polish bottle, Starbucks drink, or song from iTunes. In fact, I suffered from gift card paralysis where I have them but am so afraid what I buy with them is going to suck so hard I can’t bring myself to buy anything and I put the cards away. Oh, wait. I lied. I bought one thing but it’s health related so it doesn’t count. I purchased a Couch 2 5K training app for my iPhone. Best money I spent all month, though. 

Rule #4: No more craft supplies

I bought crochet hooks for $4. I figured the embarrassment I suffered at buying cat food, crochet hooks, and picking up my reading glasses all in 24 hours thereby making me question how old I actually am made up for breaking this rule. 

Rule #5: Keep to my grocery budget

I don’t know if I did this or not. I’ve been pretty good about staying on a budget but honestly, I lost track. I need to start paying in cash for groceries again because using the debit card makes it too difficult to track. I did spend 3 hours on Sunday doing a ton of food prep in an attempt to keep things under control so we’ll see how it goes this month.

Rule #6: Keep up savings challenge

You might have seen the 52 week savings challenge floating around Pinterest. Basically, you put aside a certain amount of money each week and by the end of the year you’ll have either around $344 or $1100, depending on which one you do. We’re doing the smaller one and as of yesterday’s count, we are completely up to date and on pace to save $344 as a family for the year. It’s not much but it’ll certainly help towards our goal of getting back to Disney World!

What else? Well, I also wound up saving us money by: putting my gym membership on hold (saves both on the membership fee and the gas getting back and forth); registering the child for her football season cheerleading early, earning us a discount; celebrating our 10 year anniversary entirely with gifted money and free activities; and shopping for clothes with gift cards (clothes are not frivolous to me because I go shopping almost never so they’re a separate category). 

I’m so glad I opted to participate in this challenge. It made me much more aware of where my money’s going which I really, really needed. I’m hoping to continue this mindfulness. 

And now, a collage of shit I want to buy but don’t but might now that I’ve saved money:

useless stuff collage

 

Did you participate in the Wallet Watch or regularly do something like this? How does it work for you?

Filed Under: Life, Money Tagged With: Bloggers, finance, money, projects

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Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
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