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Choose Your Own Adventure: March recap and April goals

April 2, 2015 by Jana 20 Comments

March, where are you? Where did you go, you little bastard of a month? I mean, I’m not sorry that you’re gone but April crawled up on me way too quickly. Which means that it’s time to review how I did on my Choose Your Own Adventure goals for March (theme: relationships) and what I’m planning to work on in April (theme: finances).

GoalSettingLinkup

March goals and progress

I established 5 relationship goals for the month. Let’s review them and my progress:

  1. Call my grandmother twice. How I did: I give myself 3 stars. I spoke to her once and plan to speak to her again this weekend.
  2. Talk to my parents every week. How I did: Five full stars, baby. I talked to them either by phone or text every single week.
  3. Text my little sister twice. How I did: Zero stars. Not sure why I couldn’t get this one done. It’s not that difficult. I’m ridiculously lazy sometimes.
  4. Make plans with friends I haven’t seen in awhile. How I did: I don’t know how to rate this. I did see Steph and another friend who I have lunch with once a month, and I talked to a couple of people I hadn’t chatted with in many moons, but as far as seeing people? Not so much. HOWEVER. I did go to a neighbor’s birthday party AND had lunch on two separate occasions with cheer families after a competition. That has to count for something, right?
  5. Get better about responding to emails from other bloggers. How I did: Meh. Maybe 3 stars. Probably more like 2. I tried really, really hard, though. Harder than I usually do. I think what it comes down to is this–if I read the email on my iPad or laptop, I’m better about responding than if I read them on my phone. But, the reality is, like with my sister, I’m just lazy.

So, to sum up, my March goals went fine. I could have done better but I can always try harder this month.

April goals

I wasn’t going to participate in April but then I remembered that the theme was finances and realized it’s probably a good choice if I do participate because not only do we have spring break next week, we have our final cheer competition of the season (hooray!) and our trip to Disney (double hooray!) so paying attention to our money is something I definitely need to do.

To achieve that, I’ll be doing the following:

  1. Tracking our budget and expenses using Dave Ramsey’s new budgeting program/app, EveryDollar.
  2. Paying in cash for all expenses at Disney not already paid for (think souvenirs and other random crap. Hotel, tickets, airfare, shuttle, and meals are already taken care of).
  3. Spend a maximum of $25 at cheer competition, not including food or hotel. Gotta love those out of state competitions because they usually turn into this:money

That’s all I’m working on this month. I don’t want to set myself up to fail by making my goals completely unrealistic but I don’t want to skate by, either. I think these should cover that.

How about you guys? How are you tracking or managing your finances?

 

 

 

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Filed Under: Life Tagged With: finances, goals, linkups, money, relationships

This week in…: Volume 9

March 27, 2015 by Jana 18 Comments

this week

This week in everything that sucks…You know those weeks where everything bad seems to happen all at once? That was this week for me. Not only did I get unexpectedly sick with a cold that came from no where and won’t go away, my husband’s teaching job decided to cut his pay for one class more than we expected due to enrollment, and if you saw this face on Instagram the other day, you know my dog, Barkley, ruptured his ACL on Tuesday chasing after the mail truck. And guess who doesn’t get to see The Breakfast Club in the theater for its 30th anniversary? That’s right. ME. All the rage.

This is the night it happened, right before he got his pain pill. Such a sad face.
This is the night it happened, right before he got his pain pill. Such a sad face.

This week in unexpected blessings…Barkley’s injury was way less serious than it could have been. He didn’t break anything, he doesn’t need surgery, and because he’s so small, once the rupture heals, he can function just fine (with maybe a little limp). Also, my in-laws are watching the dogs this weekend, for free, while we’re in Atlantic City for a cheer competition, we’ve been getting Showtime for free since the beginning of the month and continuing until the end of May, and I created a tasty recipe for iced coffee using the coffee beans I don’t like. No waste FTW!

This week in nostalgia…Better Than Ezra is touring with Uncle Kracker, Eve 6, and Sugar Ray. I got to have lunch with Steph from Life According to Steph (it had been 15 years since the last time we saw each other! Crazy that it had been that long and, for those who don’t know, Steph and I were friends in college. Like, all 4 years of it). I have been listening to my iPod with its vast library of songs I had forgotten about. And also reading this list of the best 80s shows. funniest-memes-quotes-ever-53

This week in reading…I have been reading Jo Nesbo’s The Son for a week now. Ordinarily an eBook takes me only a few days but this book is so long (just shy of 500 pages) and there are a plethora of characters and plotlines that my brain gets dizzy and I have to put it down. That said, it’s an interesting book. Full review coming on 4/7 for the next Show Us Your Books linkup (not 4/14 as previously stated). Not sure what I’ll pick up next as I have 5 books on my nightstand. Probably whichever one has the closest due date.

This week in things I don’t give a shit about…the guy leaving One Direction. I didn’t know which one he was, I had to look it up, and there is no conceivable way I could care less. The X-Files returning to TV. March Madness.

This week in internet reading…In a similar vein to the Hot Dudes Reading Instagram account, there was this post from Book Riot on 14 Days as a Public Transit Reading Spy. I love the variety in what people choose to read! As someone who spends a good part of each day listening to music, I found this piece on the scientific effect music has on your every day life to be fascinating. And as someone who used to be great about managing her time but currently sucks a fat one at it, I enjoyed this article about the 7 core beliefs of extraordinary time managers.

This week in funny…funny-medal-award-winner-angry ramsay

Have a great weekend! Hope you get to do something fun or relaxing!

 

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Filed Under: Life, Pets Tagged With: Entertainment, finances, money, weekly wrap-up

This Week In: Doctors, cooking, and other stuff

February 6, 2015 by Jana 14 Comments

No clever intro, diving right in except to ask if I made this topic a Friday linkup, would anyone participate? Please don’t feel pressure to say yes but I thought I’d ask. Let me know in the comments.

this week

 

This week in being an adult…More doctors! I’m starting to wonder if I’m 37 or 87 and I am so sick of getting blood drawn. I basically have track marks and, seeing as how I have no diagnosis yet, they’re really there for no reason. And I don’t want to even mention the unpleasantness that is coming my way next month. Hopefully after that I’ll know what’s wrong with me and I can get effective treatment.

This week in cooking…I have been killing it with recipes this week. Hoisin meatballs (and I don’t like ground beef so you know it’s good if I’m recommending it), cheesesteak stuffed peppers, oatmeal chocolate chip cookies, and chicken ranch tacos. I typically don’t do recipe posts because I’m too lazy to take pictures but I think I need to do that with these. Any preferences on which ones I should share?

This week in blogging…I don’t know what’s going on but my comment plugin is eating legit comments from real bloggers and dumping them in my spam comments. So, if you’re commenting and it looks like your comment disappears, it probably didn’t. It’s in spam jail. Don’t fret, though. I check it every day and release the prisoners who deserve it.

This week in reading…Finishing up Denis Leary’s Why We Suck and started Celeste Ng’s Everything I Never Told You. I placed The Girl on the Train on reserve at the library and I’m like 235th in line. Fortunately, Steph saved the day and is mailing me her copy. Which segways nicely into…

This week in travel planning…Since Steph is awesome enough to mail me the book, I’m returning it by going into Philly next month so we can have lunch. I haven’t seen her since roughly 1999 so this is extra exciting.

This week in TV watching…I won’t bother to recap the Super Bowl but let’s discuss The Blacklist. Anyone else watch it? Anyone else hella frustrated by all the commercials? This is exactly why I DVR everything. No commercials. Oh, and thanks for the comedy recommendations last week. I have some new shows to check out now.

This week in updating my look…You guys know by now that I don’t do selfies but trust when I say I had Duggar hair. I cut about 5 inches off my hair AND had long layers added to it. Plus, it’s a new color and I absolutely love the way my hair looks now. And having it cut and healthy makes me not look like shit, which is an added bonus.

This week in saving money…Lowering my cell phone bill (thanks for the heads up, The Consumerist), actually remembering to return my library books on time (no fines!), having my very handy brother in law work with my husband to replace the brakes on our car (saving around $400!), and using my CVS coupons (thanks to the app on my phone!) for stuff we need. Being cheap never felt so good.

This week in sheer awesomeness…Everyone catch Jimmy Fallon’s Saved By the Bell reunion? No? Here it is. You can thank me later.

How was your week? Anything exciting planned for the weekend? 

 

 

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Filed Under: Life Tagged With: Entertainment, finances, personal life, reading, this week

Saving money on cheer gear

November 17, 2014 by Jana 21 Comments

This entry is part 2 of 3 in the series Cheer Mom

This is part 2 in my cheer mom series. Make sure you catch up by reading part 1–why it’s okay to let your kid cheer.cheer mom button

There’s no easy way to say this, and I’m sorry in advance to those of you who thought that maybe I’d say something different. But if your child is interested in cheerleading, there’s one completely unavoidable fact.

It is expensive.

I don’t know that’s it’s necessarily more expensive than sports like gymnastics or hockey or ice skating or dance, but cheer, especially competitive cheer, can come with a hefty price tag.

Sorry.

I wish I had better news.

The main items you can expect to pay for:

  • Registration fees
  • Uniform
  • Cheer shoes, bow, accessories, makeup, socks
  • Practice gear (some squads require a practice uniform, some do not so this might not apply to you)
  • Hair accessories–curlers or curling iron (some people buy “cheer hair” instead and it makes me a little sad to write that sentence because I want to pretend that fake cheer hair isn’t a real thing), bobby pins, hairspray (lots and lots of hairspray)
  • Tumbling classes (sometimes it’s optional, sometimes it’s included in the registration fee, sometimes you have to pay for the classes separately)
  • Cheer photos (individual and team)–optional
  • Cheer camp–optional (depends on the squad. Might be required)
  • Hotel fees for away competitions
  • Spectator tickets at competitions

I’m sure there’s a whole bunch of items I’ve forgotten but this gives a pretty good breakdown of common expenses. I’ve purposefully left out prices because they vary wildly from squad to squad, league to league. But a conservative estimate for a 10 month competitive cheer experience is $3000. It might be more. If you do half a year, or your child only cheers for a rec league at football games and there’s no competitions, the cost is significantly less. If your child want to cheer for her school, and only her school, I’d guess it’s in the neighborhood of $1000.

Looking at the itemized list, you’re probably thinking “holy crap, that’s way too many things I need to pay for and I’m going to go broke if my daughter wants to cheer.” I know that because I thought the same thing during my daughter’s first year. And when the bill comes around at the beginning of each season, I still think the same thing. It’s overwhelming.

The good news is that cheer is not entirely cost prohibitive, and there are a few ways you can make the experience more financially manageable for you, your family, and your cheerleader:

Uniform photo found on Omni Cheer
Uniform photo found on Omni Cheer

Budget, part 1. Most squads and leagues, at least in my experience, are upfront about their fees. You can typically find them on the squad’s website and if you can’t, give the contact person a call or send an email asking for that information. So when you’re researching a squad or league to join, look at how much it’ll cost and then look at your monthly budget. See a) if it fits in or b) if you can make some adjustments in other areas to make cheer fit your budget. Looking at your overall financial picture in comparison to the fees will let you know what you can and can’t afford. There are leagues and squads for every budget and, depending on what kind of cheer experience you’re looking for, you should be able to find one that fits what you can afford.

Budget, part 2. Not only do you need to determine how the baseline expenses like uniform and registration fit with your budget, but you also need to account for things like vendors at competitions. Those vendors, especially the ones that sell the bows, are smart marketers and it’s hard not buy a T-shirt for your kid at every competition. But if you have more than one child and you have more than one competition per season, this stuff can add up quickly. Prior to each competition, set a budget limit for these items and bring only that amount of money. Or, instead, tell your kid that you’ll buy stuff at one or two competitions per season. That should be sufficient to satisfy your kid’s desire for competition swag and not kill your budget.

Investigate discount options. I think that title might be misleading but let’s keep going. When you register your child, are there discounts for paying in full on the day of registration or for registering early? If the squad needs to buy new bows, is a percentage taken off the total price for ordering in bulk? Are there coupon codes available for a website that sells cheer shoes or accessories? Can you purchase a used uniform from an older girl who outgrew hers or who quit cheering (note: this only works if the squad doesn’t change uniforms every year)? For items like hairspray and bobby pins, can you get those items at the dollar store or clip coupons for them? If you’re creative, you can find all different methods to cut costs on all non-fixed expenses which helps make the sport more budget friendly.

Participate in fundraisers. Many squads will do fundraisers to offset the costs of travel expenses, registration fees at competitions, new equipment (like mats), or even apply towards the cost of uniforms or tumbling classes. Depending on the type of fundraiser, it can make a big difference. (Confession: I don’t do these since I hate asking people for money and between school fundraisers and cheer fundraisers, I feel like I’d be taking advantage of my family and friends. I’d rather just budget the money and pay out of pocket.)

The only other suggestion I can offer is this: if your child wants to cheer and it is completely outside the realm of financial possibility, talk to the coach or cheer director or league president. There might be scholarships or additional payment plans or some other way they can help you afford it. Most of them are very understanding.

It bears repeating: cheerleading is expensive. But it doesn’t have to make you broke.

Do you have any money saving tips for cheer parents? What did I miss? 

 

 

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Filed Under: Life, Money Tagged With: cheer, finances, parenting

Challenges are challenging

October 2, 2014 by Jana 24 Comments

Back at the beginning of September, I joined the Choose Your Own Adventure challenge. I love the concept of this because a) there’s basically no rules except to stick with the theme and b) who doesn’t enjoy a little goal setting?

Life According to Steph

September’s theme was fitness which was great because I had just purchased Focus T-25 and was totally committed to making it through the first 5 weeks. And I started off really well, too. Didn’t miss a day. And then. New Orleans happened.

It is amazing how just being away for 5 or so days can really disrupt your exercise routine. I have been exercising regularly for the last 2 years, mostly as a way of managing my depression, and since I’ve gotten back, my motivation to exercise (or do anything, really) has been non-existent. I’m losing weight, which is good, but I need to get back into working out before another episode happens and things get ugly again. Depression Jana is a mess, and she’s ugly. Like, UGLY. I actually look worse than this:

No one needs that. Which means I should probably find some sort of motivation and get my fat ass moving again.

But I digress, and as far as the challenge goes, I think I did okay. I mean, half a month of success is better than zero month of success, right? RIGHT??

Moving on.

For October, the theme is food. In the fall, I usually spend my Sundays cooking and baking, and not only does it keep me distracted while the husband is watching all the football games I don’t care about, it means we save money since there’s ready to eat meals in the house so no spontaneous going out to eat (we’ll get back to this in a minute). I don’t have any time in October to cook on Sundays because each and every Sunday means a cheer competition and of course they’re far away and we have to be there at the ass crack of dawn, and by the time we get home, all I want to do is nap. There’s no time for cooking. So, instead of committing to finding new or interesting or creative recipes to try for this challenge, I’m deciding not to drink any diet soda (and Nadine is joining me. Peer pressure, Nadine. PEER PRESSURE). It’s probably the only thing I can choose that wouldn’t be setting myself up to fail.

Now that we’ve covered the Choose Your Own Adventure challenge, let’s address Steph’s Wallet Watch. She did this back in April and it was a resounding success for me so I’m going to try it again this month.

Life According to Steph

Like the other challenge, this is a make your own rules deal. So here are my rules:

  1. No unplanned going out to eat. My husband’s birthday is this month, and I know we’ll go out for that, but it’s planned so it doesn’t count. But we have gotten so lazy on the weekends, and it’s costing us a fortune. So that needs to stop.
  2. Stop abusing my Starbucks gift cards. I have a few. I have a raging affinity for their green tea. Since I’m not actually paying, I’ve been going almost every day, which isn’t leaving much in my gift card reserves. I think it might be better if I just bought the tea bags and made the stuff at home.
  3. Stay away from nail polish and other makeup. I did a huge refresh on my makeup and nail polish stash in August and September and anything I do now is just unnecessary. I don’t need to spend the money and I’m slowly running out of storage space.
  4. Find as much free stuff to do as possible. Cheer competitions are expensive, and we have so many this month that they’re taking up all of our fun money. If we want to afford things like food and electricity, we need to cut back somewhere. Fortunately, I love my library books and my Netflix and Amazon Prime and Redbox (with coupon codes, of course) so sticking to this rule should be easy. One exception: I am taking myself to see Gone Girl. I’ve been waiting for this movie for a long time. I don’t give a shit that a matinee ticket cost $9. I have a big purse so snacks and drinks will be coming in with me. #savingmoney

I’ll let you know how both of these go in November. I’m going in confident. We’ll see how I end up.

Are you guys participating in any of these challenges? Do you do monthly challenges on your own?

 

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Filed Under: Life, Money Tagged With: finances, food, monthly challenges

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Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
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