In case you haven’t noticed, today is Friday the 13th. It’s not a day that bothers me because, some years, my daughter’s birthday will fall on Friday the 13th and I will never be afraid of celebrating the best day of my life. I think it’s weird that some people are afraid of the day yet others celebrate it with horror movies. Not me. I don’t watch horror movies. I’ve never seen any Friday the 13th, Nightmare on Elm Street, Saw or any other horror movies (well, I’ve seen whichever version of Halloween had LL Cool J. And the first Scream. And that’s it.) But that doesn’t stop me from imagining horror. A different kind of horror.
A financial horror.
I’ve been wracking my brain trying to think of the most horrible financial event that could occur in my life. One that would wreck me on every level. I want to say that there’s nothing so financially awful that I couldn’t recover from it but there is one thing. And it’s so awful it makes me shudder to think about it. What is it?
Moving back in with my parents.
Don’t get me wrong. I love my parents. I really do. But there is no possible way I could ever live with them ever again. We have completely different styles of…pretty much everything (which makes for some interesting family visits). Without going into too much detail (because I can’t. Long story as to why), let’s just say it would get really ugly really quickly. It would be living in my own horror movie that I could not escape from. Like The Shining mixed with Hostel mixed with Amityville Horror (you know, because it’s on Long Island and so are my parents). Except worse. And it wouldn’t be much better for them.
So there you have it. The one financial thing that would make me cower in a corner, praying for a safe room.
What’s your biggest financial horror?
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[…] like to think that the outcome of my worst case scenario would be a positive one (even if it meant moving in with my parents). There are so many people who’ve had their backs up against a wall and are blindingly […]
LOL. I don’t know. Sometimes I think moving back in with my parents wouldn’t be so bad, and then I visit for more than 3 days and I am super annoyed.
Daisy recently posted…Start Off On The Right Foot: Tips for Interns (Or Newbies in General)
I completely agree with you Jana! Moving back in with my parents would feel like I completely failed and lost my independence.
Julia recently posted…Tracking Spending and Net Worth
Moving back in with my parents would be a bad one. I moved out at 17 and haven’t spent more than a week there since.
My biggest financial horror though would have to be a devastating car wreck. This is probably because I totalled my car last summer and broke my wrist. That alone was stressful enough and I wasn’t even hurt badly! I can’t imagine how much harder it would have been if I’d been seriously injured, not been able to work, AND totalled my car.
Jordann recently posted…Setting Small Goals to Stay Motivated
My financial horror is being broke and seeing no way to dig myself out of the hole. I wouldn’t mind moving back home if it’s to save up some money. I imagine I’d feel differently about it if it’s because it’s the only option aside from being homeless.
Well Heeled Blog recently posted…Fess Up Friday: Cheap Wedding Band Edition
Asking my parents for money. I can live with them and spend my time together but admitting in front of them how bad it is would be… horror for me. I’m not too proud to say I have a problem. I just know my parents and they would imagine that I have so serious problems that probably I live on the street already, earning money as a pole dancer and all these things that parents can imagine about their only child who is in trouble 😉
Shovellicious recently posted…Inspirations, Motivations #3
I think mine would be losing independence (as a family, not as an individual). I wouldn’t care if I were a SAHD and dependent on my wife’s income (She is a SAHM now). But if we were either both out of work and out of money and could not support our kids that would destroy me from the inside out…
Nick recently posted…Five ways to encourage kids to save
My husband and I moved in with my mom for three months while we were remodeling our house, and I must say, never again! I love her dearly and will always appreciate being able to stay with her in our time of need, but we definitely need our own space, especially considering there will now be five of us to consider (me, hubby, baby, Great Dane, two cats). We’d all drive each other insane!
Christa recently posted…Kid’s Recipe: Fruit Skewers
I feel you on this one. I love my parents to death, but I could never live under the same roof any more.
Sean @ One Smart Dollar recently posted…Personal Finance Week in Review – April 13
Being financially ruined near retirement age and having to started all over again. I’ve seen it happen to a couple of colleagues. I can honestly say I’ve had some bad dreams about it.
101 Centavos recently posted…An Environmentally Friendly Roundup
My financial horror is losing my job. I don’t have a clue where I’d turn to even start looking for a new one.
This Aggie Saves recently posted…Credit Scores
I think my financial horror would be losing motivation to achieve my goals. I’m a very motivated person, and losing that would be like losing a large part of my identity. I wouldn’t know what to do! LOL!
Thanks,
Timothy
Wealth Artisan recently posted…6 Tips for Rookie Investors
Haha, I love this thought! Probably mine is my husband or me becoming disabled and not living up to our earning “potential.”
Emily @ evolvingPF recently posted…Tax Time! What Are Your Rates?
My financial horror is definitely having to move back in with my parents! My financial dream is to change the world of finance to be more people friendly and to help others. Learn about my biggest financial pet peeve here: http://www.financiallywisewomen.com/financial-planner-2/my-biggest-pet-peeve/.
I wouldn’t mind moving back w/ my parents, so long as they aren’t there more than 6 months a year 🙂
Financial Samurai recently posted…Achieving Financial Freedom One Slice At A Time
I’d have to agree that moving back in with the parents would be a pretty big financial horror. Thankfully I’ve been able to live sans parents for 22 years (moved out immediately at age 18 and never looked back!) But don’t get me wrong, I love my parents, they’re just crazy. (I think most people think this about their parents, though, right?!)
Little House recently posted…Small Furniture: Time to Furnish Your Tiny Home
OH GAWD YES!!! I will do anything…ANYTHING not to have to move back in with my parents. My parents (dad and stepmom) are great, but no freaking thanks. The dynamic of the family changes, and I don’t want my parents telling me what to do, or how to spend my money. *shudders*
Carrie Smith recently posted…Guest Post: Why Our College Student Won’t Be Getting a Credit Card
Moving back in with my mom SUCKED! Three years! They were the longest of my life. Having to return would be my biggest horror. I will NOT do it. Not ever, no never!!
Jessica, The Debt Princess recently posted…A Real Princess Has Grace
My biggest financial horror would have to be the economic downturn in 2007. I was downsized from a lucrative position in corporate eMedia and forced to take on a series of low-paying jobs to make ends meet and support my three kids as a single parent. The good news is that I was able to turn it around, have developed a small blog network of my own, and work from home… but those were some tough days! Great post – I’m glad to have stumbled onto your site!
Yeah, I agree. Getting back to my parents house lost my confidence and motivation.