I had trouble deciding what to confess today. I’ve already covered that I look in your shopping cart, I’m for sale, I hate being a bridesmaid and I pay full price for things. While I know that I have a ton more confessions I can make, I wasn’t sure which one of them warranted its own post. So instead of just confessing to one financial secret, I’m going to confess to a few:
I pay for cable. -Pause for collective gasp.- I know that it’s popular among financial experts and bloggers to recommend canceling cable. And I did. Sort of. I don’t pay for any premium channels like Starz or HBO (though I did wait until Big Love was over before I got rid of HBO) but I do pay for channels like IFC, Nickelodeon (I have an almost 5 year old. This is a necessity in my book), and Style (judge if you will, I need me some Jerseylicious). Although I mainly watch network TV, it’s nice to have the option of a Bridezillas marathon if I need it.
I get my hair done in a salon. I like my hair too much to allow myself to do it myself. I would wind up with angular hair in a weird shade of orange. So I pay someone to cut and color my hair. I’ve been going to the same person for over 10 years, she does a great job and she’s really reasonable with her rates. Considering I’d wind up in her chair after the debacle that would be me doing my own hair, I consider this a money saving and preventative measure.
I eat in restaurants. Again, most experts say that if you’re paying off debt, you should not be eating in restaurants. I say screw that. I cook 6 out of 7 nights a week and I fully believe that once a week I should be allowed deserving of a night off. Menu planning and meal preparation is hard and doing it 6 of 7 days every week can get exhausting (if it were necessary, however, I would do it every day, every week, every month) . To ensure that I have a night off, we have a restaurant budget. If dinner one week uses up that money then we eat at home all 7 nights the following week. And I usually buy lunch once every two weeks, too. I love me some Panera and some Jake’s Wayback burgers (if you do not have this place near you, I am so sorry. If I ever go back to eating meat, a Jake’s burger will be the reason).
I’ve never seen an Indiana Jones movie. OK, that has absolutely nothing to do with money but I had to say it. Please don’t like me less.
That concludes Confessions Week here at Daily Money Shot. Thanks for reading all my confessions. I feel so much better to have gotten them off my chest.
Are there any confessions you’d like to make?
YOU'VE NEVER SEEN INDIANA JONES, ANY OF THEM? Yes, that is me yelling at you.
I like your confessions series. We all have our things right? I go out to eat too. More than we should and of course I feel a little guilty, but it doesn't keep me up at night. In general I am happy about our finances.
Niki–Nope. Not one single movie in the series. And my husband is a huge fan so it's kind of even more ridiculous that I haven't.
I get my hair cut and colored at a salon two times a year and root touch up the rest. I too have had too many disasters and then end up with a huge bill to fix it! Yes it does save money. I also wear artificial nails. My skin is thin from a low dose chemo I take and it tears by just scratching it. The nails are thicker and again prevent infections! I see it as medicinal! I am still getting out of debt!
We pay for cable AND are known to eat out every now and again. Our BIGGEST confession of all is being Arizona Cardinal Season Ticket Holders! There I said it and I am not sorry.
My confession is I too pay for cable TV, it is part of my entertainment. Also, I just switched from a traditional barber to a stylist. I have no debt except for a small mortgage and I max out my returement savings. It is a choice,
I gave up cable…….but kept the housekeeper. Everyone has their dirty secrets. Not seeing ANY Indiana Jones movies might be unacceptable, though. 😉
Lol, I have my list of "things I'll eat if I ever go back to eating meat" too. A gyro place near my hometown tops the list. When I was pregnant last year I seriously considered eating there and blaming the baby. I resisted. 😉
Love the confessionals!
We have full cable (no movie channels though)
I pay $45+tip for a haircut 3 times a year
I pay full price for nail polish too. Orly and Opi. I love to have cute toes!
We eat at a "sit down" resturant once a month.
There are more I'm sure but as long as your ducks stay in a row a few splurges make life better!
I'll take your stylist one step further: I have a barber come to my house and cut my hair, and I pay him. Of course he's a buddy of mine who has been doing it since his days in a shop, and he doesn't charge me the full rate. I eat out whenever I feel like not cooking, & I order wine and drinks too! And I have only seen the 1st 2 Indy firms, it's just not my style.