Jana Says

Living life from cover to cover

  • About Me
    • Contact
  • Reading
    • Judging Covers
    • Interview with a Bookworm
  • Life Happenings
    • Playlists
    • The Aldi Experiment
  • Mental Health
  • Show Us Your Books

Being a mother does not need a salary. Stop giving us one.

February 27, 2012 by Jana 38 Comments

It’s not often that I get fired up about any particular topic. But when I do, I fly hot. So sit back and hold on because this is one of those times. Note: I am fully prepared for some of you to disagree with me. That is fine. I welcome dissenting opinions. But please be respectful. Any personal attacks, threats, or nastiness that goes above and beyond common social courtesy and decency will be deleted.

I hate blog posts that break down the value of a stay at home mom (or working moms, though working moms usually get part-time salaries). I hate them for many reasons. First of all, all of those jobs that are used (chauffeur, doctor, personal chef, psychiatrist, etc)? Are bullshit. They are all part and parcel of being a mom and to break them down into separate components essentially eliminates the role of a mother. Why do writers feel the need to compartmentalize the complex and sophisticated job of a mother in order to attach a dollar figure? It’s ridiculous.

How do they even come up with these job titles anyway? Do they sit down and think about everything that they believe a mom should be doing in her day and equate some random profession to it? Do they have a master list that they use and think “Hmm. This could fit. Let’s add that!” And the salaries that they attach to some of the “jobs” are just as insane as assigning the job titles. “Mom” is enough of a title; just that word alone conjures up a specific job description. There’s no need to assign anything else to it.

And while we’re on the subject of money, why does the title of mom even need a salary? Speaking as a mother, being someone’s mother cannot be attached to any sort of salary. There is no way I can put a price tag on the look my daughter gives me when she says “I love you, Mommy” or the time we spend reading books, playing games or even arguing about her going to bed. How can you quantify something that is not quantifiable? I don’t care how many “finance experts” tell me that when I’m talking to my daughter about a problem with her friend, I’m acting as a psychiatrist. I’m not. I don’t charge her by the minute or make her lie down on the couch. No, I sit there and listen to her and I don’t expect any sort of financial compensation in return. Why? I’m her mother. That’s what I’m supposed to do.

Let’s move on from the money aspect for a moment. I may be completely oversensitive (which is actually true) but I find those types of posts to be a slap in the face to working moms. A mother who works outside the home is no less valuable to her family than a mother who stays home. Working in an office or store or in a courtroom or wherever does not make those moms exempt from cooking, cleaning/laundry, helping with homework, driving kids to activities. They still do all of those things for their kids, they just do them in a more compressed time frame.  Sometimes, just sometimes , maybe working moms understand what precious few hours they have with their kids and use that for quality time rather than taking advantage of it. How is that not valuable to their families? (And, yes, I know a lot of SAHMs who spend way less quality time with their kids than working moms as well as the other way around.)

But I think what really fires me up the most is the fact that when bloggers and finance experts write those kinds of posts, it deepens the already large divide between working moms and SAHMs. I am convinced that the media-created “Mommy Wars” were constructed to sell books and make for good headlines. The Mommy Wars does nothing but fuel jealousy and competitiveness amongst women. We already do that enough to ourselves. Why do we need the media manufacturing something else to make it worse? We don’t, and I wish a lot of these people would back off. Because no one wins. No matter what, some moms are going to feel superior and some are going to feel guilty.I’m tired of women having to feel like they have to explain whatever decision they’ve made and I’m even more disgusted with the shame that is often attached to those decisions. Why is that? It’s wrong and it’s sickening. No one should ever have to defend her choice and what’s best for her family to anyone else.

Like in the 1% vs. 99% debate, neither side is completely right. Every woman has to choose what works best for her family. If that means staying home, great! If that means working outside the home, great!  But for finance writers and bloggers to quantify, or assign a salary to, the job of mother (SAHM or working) is wrong and insulting. Because no matter what, we all add value to our families in ways that go beyond dollar signs.

Filed Under: Family matters, opinions, random, work

Guest Post: 6 Tips to Keep Your Dream Job from Becoming Your Nightmare

January 19, 2012 by Jana 4 Comments

Since I’m on vacation this week, I thought this would be a good time to showcase some guest bloggers. Today’s blogger is Dr. Jason Cabler, who blogs at Celebrating Financial Freedom.  It’s a Christian Personal Finance blog that focuses on becoming and living debt free.

This time of year is the time when a lot of people resolve to change their lives in some way.  From weight loss to finding a mate, New Year’s resolutions can run the gamut.  But today I want to talk to you about one particular resolution that a lot of people are thinking about these days, and that’s quitting your job and starting your own business.

I think most people have at least entertained the idea of striking out on their own at some time in their life.  But if you’re serious about it and you’re really wanting to make that leap of faith, there are some things that you really need to consider first to help ensure success and minimize the failure that can come quite easily if you don’t have a good plan in place.  Here are some things you should consider first before going all in:

  1. You absolutely need to have a passion for what you plan on doing.  Striking out on your own can be extremely difficult and lonely.  Passion and love for what you do can help get you through those difficult times.  Make sure that if money was no object, you’d still be doing it anyway.
  2. Have you proven you can make money doing this?  If you haven’t then you need to be very careful.  It’s usually best to work on your dream part time and keep your day job until you know you can make the business work well enough to support you.
  3. Be excellent at your day job.  Sounds a little counterintuitive I know.  I mean this may be a job you really hate and have no passion for, and that’s why you want out.  But here’s the deal, you need to practice excellence in your day job because it’s good practice for your dream job.  Sometimes your dream job is going to be no fun and stressful too, and knowing how to be excellent even when things suck is key.
  4. Is your spouse on board?  You have to make sure your spouse is ok with your plans and will be supportive.  If there is a problem there, it must be addressed before moving forward, because if he/she is not on board, then the harder you work on your dream, the more your spouse is going to end up resenting that dream (and thus you too).  Don’t sacrifice your marriage at the altar of your dream.
  5. Do you have an emergency fund in place?  You’re gonna need it.  Even if you’ve been making money on the side from your dream it can still be a big jump when you quit your day job.  The better prepared you are for the uneven paychecks that can come with self employment, the better off you’ll be.  And let’s face it, if you’re not disciplined enough to have some financial stability before you made the jump, you’re not gonna suddenly get it.  Making the jump before getting some financial discipline in your life is a recipe for disaster.  Let your financial discipline fuel your dream instead of potentially killing it.
  6. Don’t jump too early.  This goes along with #2 and #5.  Quitting your day job before your dream is fully ready and going for broke too often results in just that… ending up broke.

When you follow these steps to achieve you dream job, it can make your dream much more achievable.

When you still have a steady income, a supportive spouse, and some amount of financial stability, it gives you the power to say one of the best words in the English language, and that word is “no”.

When you don’t have to say yes to those questionable opportunities that inevitably com along that may cause you to compromise your ethics, your plans, or even your morals because you desperately need the money, you have the power to build your dream the right way, without compromises that could eventually serve to kill your dream before it even really gets off the ground.

There are a few good books that I recommend that expand much further on the subject and can aid you in developing your dream: “48 Days to the Work You Love” and “No More Dreaded Mondays” by Dan Miller, and “Quitter” by Jon Acuff.  These books are excellent and can really move you a long way toward developing your dreams.

I especially like “Quitter” because author Jon Acuff actually lived what he wrote he wrote about, so it all comes from first hand experience.  I’ve attended his “Quitter Conference” and was very impressed, I highly recommend it.

I truly believe that if you are careful with your dream and treat it with the care it deserves, you can make your dream come true and keep it from turning into a nightmare.

Have you had any nightmare experiences while pursuing a dream?

 

Filed Under: bloggers, Guest posts, Money, work

Using your skills to find part-time income

January 6, 2012 by Jana 9 Comments

My little sister is a dancer. She’s been dancing for pretty much her whole life. It is something she loves and is extremely passionate about. In fact, she’s so passionate about it, it was her minor in college and she was on her school’s dance team for 3 years. Even now, she still takes classes to maintain her skills.

She’s been able to do something else with her love of dance. She’s been able to turn it into a part-time income. When she relocated after college, one of the first things she did was find a dance studio and now, she’s a teacher at that studio. She is also working on a business endeavor that will incorporate her love of dance into her current position at another part-time job (have I mentioned that my sister works full-time, has a part-time job, goes to grad school and has an active social life? Yeah, she’s awesome). For her, dance is a skill she’s been able to maintain and turn into a money making side gig.

There’s a lesson in my sister’s story: if you have a skill, it’s possible to use it and parlay it into a part-time (or even full-time) job. This is especially important if you’re looking for a way to increase your income for savings, debt repayment, or if you’re saving up for a ridiculous kitchen renovation.  It’s also a counterpoint to the argument “there are no jobs”. I agree; it’s way harder to find a job now than it was several years ago. So, as talented, skillful, creative people, I encourage you to go out and make your own job.

You might be wondering if I have any ideas or suggestions for skills or talents that can be turned into a part-time job. It just so happens that I do. Here are a few:

  • Music. If you can play an instrument or sing, you can have a part-time job. I had a friend in graduate school who taught piano lessons to supplement our meager stipend and my guitar teacher also had a day job. If you prefer not to give lessons, you can form a band and play various gigs. I have a friend who is a nurse by trade but is also the singer in a band. While the gigs may not make a fortune, people do buy their t-shirts and CDs and they do make money off of that. This is going to take some hustling and some self-promotion but it’s not impossible.
  • Education. If you are a teacher, you can offer your services as a tutor, either freelance or through a company. I believe there are also online tutoring sites. You can get a part-time job teaching religious classes (if that is in line with your beliefs, of course); my mom used to do this. For extra money, she taught Hebrew school classes at her temple. My only caution for tutoring through a company is to pay attention to how much the company charges the clients versus how much you get paid. If you’re getting screwed, you might want to think about branching out on your own.
  • Sports. There are opportunities abound for those graced with athletic ability. In my area, the school districts and sometimes even the local community colleges are always looking for coaches. I have a co-worker that umpires baseball games and a friend who is a soccer referee. My YMCA uses part-time staff to teach their group classes. My husband’s cousin was a lifeguard. Some of these options may involve a few dollars of investment in gear or certification, but the earning potential outweighs the upfront cost.
  • Art. I know several people who have been able to earn part-time income from their craftiness. One woman started a handmade purse business and another would make one of kind picture frames. They would sell their wares on Etsy or at craft shows or home shows, and were able to turn a profit. Other ways you can make money through your craftiness is to teach classes either at a local community center or YMCA or even at in-home parties. I’m sure there’s a market for kids’ birthday parties in there, too.
  • Cooking. If you have a talent for baking or cooking, you can sell homemade goods or start a birthday/wedding cake business. You can teach cooking classes.  Offer to cater small scale events. If you have a full-time job, this is a great place to start to drum up business.  And think creatively. Locally, there is a company that makes gourmet pet treats. It was a business that started in one of the owners’ kitchens. They peddled their goods and eventually landed an exclusive contract with the largest local pet store chain.

If you’re serious about any of these, make sure you do the research regarding business licenses, taxes, certifications—anything that may be potentially related to starting your own business (should you go that route). You don’t want to be faced with any problems that might crop up, wiping out all that you’ve saved.

I believe that even in the current economic climate (whatever that actually means), it’s possible to save money and get out of debt. I may be overly optimistic but I think that people need a dose of optimism. I look at it this way–even if you fail, you’ll still learn some lessons. And that’s not really failing.

What skills have you been able to use to create part-time income?

 

Filed Under: budget, Money, money tips, savings, work

The tale of the $100 paycheck

December 12, 2011 by Jana 22 Comments

This is the true story of my first real paycheck.

As a kid from Long Island, my summers were spent at camp. First day camp, then sleep-away camp (CPLV. Best. Camp. Ever), then one summer on a west coast/Canadian Rockies tour. By the time that all ended in 1993, my parents told me that the following summer I would not be allowed to return to camp (this made me sad. Many arguments ensued) and I had to find a job. So that summer, the summer of 1994, at the ripe old age of 17, I got my very first job. As counselor-in-training. At a camp.

It was a logical job. After all, I was an experienced camper and I had plenty of experience babysitting (I had been doing it since I was 12. Yup, back then, people left 12 year olds in charge of their children) so it made sense that I would get a job supervising children in an outdoor setting in the middle of summer. Rather, I would get a job assisting someone supervising children in an outdoor setting in the middle of summer. It was my sneaky way of still being able to go to camp but meeting my parents’ requirement of getting paid.

I was a smart one, too. Not only did I manage to luck out with having 6-year-old girls but I signed up to be a bus counselor as well (even though I was 17 and had my own car, I still chose to be a bus counselor. There was a reason). I know you’re wondering right about now “How on Earth are those two decisions smart?” I’ll explain. It’s a rather simple explanation that can be summed up in two words–more tips. Where I’m from, it’s protocol that parents tip their children’s counselors and CITs. Parents of 6-year-old girls know what a handful they are and people always tip the bus counselor. All of these equaled more money for me. Which I desperately needed because my pay? Was pitiful.

I know that you’re thinking that this sounded like the perfect summer job. It was outside, going swimming, doing arts and crafts, avoiding horses (I am terrified of horses) and I didn’t even have to pay for my own gas to get to work. What sounds better, right? Unfortunately, there was a downfall to this job. Besides the fact that the guy I had a huge crush on all summer did not like me back (this was the first time I realized that perhaps I should not have crushes on Jewish boys, much to my parents’ dismay), my paycheck, which I was set to receive only at the end of the summer was going to be a very paltry $100.

$100. For 8 weeks worth of work. I found this out at the interview and I still took the job on purpose. Reflecting back, I realize that this was insane. But in my completely illogical, 17-year-old head, it made sense. I didn’t want to waitress and the thought of working retail was not at all appealing. I was a camper, dammit! I was going to work in a camp no matter what. I was still going to earn money through tips and babysitting on the weekends. Also, I was very fortunate that I had no expenses beyond my hobbies. What did I need money for? So, I accepted the $100 with a smile on my face, satisfied that I had landed my very first real job. And you know what? The experience was worth every penny of that $100.

If you do the math, that summer I worked for approximately $.31 per hour. I’m sure that’s somehow unlawful. But the camp was able to get around any sort of law and that’s what they paid me. I do remember that I made about $300 in tips. When you think about the fact that I had 4 or 5 campers and there were about 7 kids on the bus, that equals roughly $25 per kid. OK. Maybe that’s pretty terrible, too. But at the end of the summer I had $400 and nothing to spend it on but CDs, books, and going out with friends. Not too shabby. Fine. It is shabby, but I was proud of it. Because I had not only applied for the job, but I interviewed and was offered the job all on my own.

Now, over 17 years later, I’m still proud of that job. I learned so much (in addition to figuring out that Jewish boys don’t like me) about myself, my capabilities and my work ethic. I learned how much sunscreen it takes not to get a sunburn. I learned that, no matter how hard I try, I will always be afraid of horses. I learned that people can go way overboard with their love of Stevie Nicks. I learned how to apply for a job, how to interview for a job, and how to accept a job. Most of all, I learned the satisfaction of getting a paycheck.

And that? Was worth all $100.

Filed Under: beginnings, Money, work

These side hustles are not for me

November 28, 2011 by Jana 17 Comments

Many bloggers emphasize the importance of side hustles; J. Money of Budgets are Sexy even has an entire series devoted to them. Whether you’re earning the extra income to pay off debt or earning the extra income to be able to afford more of the things you like, there’s no denying the importance of a side hustle. Sometimes a side hustle can even turn into a career (just look at Crystal from Budgeting in the Fun Stuff, Sandy at Yes I Am Cheap and Andrea at So Over Debt). And while I agree with the importance of a side hustle–I’m hoping to be one of those that turns mine into a career–there are certain side hustles that I could never, ever do.

I don’t make that statement lightly. I’ve babysat, been a test proctor and written for a content farm. I’ve even been an online instructor for years! I have no problem working a small side job to make extra money. But I still reserve the right to be a little picky about how I choose to earn that money. With that said, here are some side hustles I will never do (unless I am literally starving, my child is wearing clothes that are 3 sizes too small and we’re about to live in my car):

  • A clown. Let’s not even discuss how creepy clowns are. Actually, let’s discuss how creepy they are. Can you think of anything that’s really more frightening than a grown man or woman dressed up like a clown? I can’t. Also, there is nothing amusing about a clown. They are weird, unfunny, and bizarre. No one really likes clowns; they just pretend to because they don’t want to hurt the clown’s feelings. Now, I realize that people go to school to do this for a living; more power to them. But there is a big difference between a professional circus clown and Flippy the Suburban Birthday Party Clown
  • An elf. With this being the holiday season at all, malls across America are abundant with Santas and his little elves. I, for one, could not do this. For starters, I look terrible in tights. Second, pointy hats with little bells on them? Also not my thing. But the real reason I could not do this is the fact that I get very grouchy with bitchy people. These people are even more abundant than Santas. I would get promptly fired for opening my mouth. Additionally, every time I think of a mall elf, I think of those evil people in A Christmas Story. I don’t want to do that.
  • The person who walks behind parade horses, picking up their poop. I hate horses. I hate poop. This job would be one of the worst things I could ever be required to do. It would be akin to a prison sentence. I would not do it voluntarily. I would not do it for a million dollars. I would not do it if it meant that Bradley Cooper and Jason Segel would move into my house and be my slaves. OK. Maybe I’d do it then.
  • A fluffer. The fact that I know what that is says a whole lot about me, I think. I’m not exactly proud that I’m aware of this particular form of employment but I tell myself that it’s just a side effect of dating someone who lived in a fraternity house for 3 years. Anyway, if you don’t know what a fluffer is, it is the person who keeps the male talent on an adult film set…ready for his performance in between takes. I find this to be both degrading and disgusting. I pray that I’m never desperate enough to have to do this.

I’m sure if I thought about it, there are other side hustles that I couldn’t, or wouldn’t, do unless I was desperate. Like really, really desperate. But these are at the top of that list.

Are there any side hustles you couldn’t do?

 

Filed Under: Money, opinions, work

  • « Previous Page
  • 1
  • …
  • 5
  • 6
  • 7
  • 8
  • Next Page »
Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
Learn more ...
  • Bloglovin
  • Email
  • Facebook
  • Instagram
  • Pinterest
  • RSS
  • Twitter

Generic selectors
Exact matches only
Search in title
Search in content
Search in posts
Search in pages
Filter by Categories
Activities
beginnings
bills
bloggers
Books
budget
challenges
charity
Confessions
Cooking
coupons
Crafting
entertainment
Family
Family matters
food
Gardening
Giveaways
goals
Guest posts
guests
Home Decorating
Life
mental health
Money
Money Motivation
money moves
money tips
Money Tune Tuesday
opinions
parties
Pets
Pioneer Project
products
quotes
random
Random thoughts
recipes
Recipes
Relationships
savings
school
Sewing
shopping
Sidebar Shots
Uncategorized
work
writing

Archives

Reader favorites

Sorry. No data so far.

Show Us Your Books. Join the Link-Up. Talk Books the Second Tuesday of Every Month

Connect with Me

Subscribe to Jana Says

Jana Says
© 2017 by Jana Says. All Rights Reserved.
Crafted with by sasspurrella designs.

Copyright © 2025 · Lifestyle Pro Theme on Genesis Framework · WordPress · Log in