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In memory of my Nanny: Carrying on a legacy

January 27, 2012 by Jana 17 Comments

15 years ago today, my Nanny passed away. She fought a long, hard battle with cancer and in the end, the cancer won. It was a terrible day in my life for so many reasons and, although I’m sad that she’s missed so many important events like my wedding and the birth of my daughter (her only granddaughter. My daughter is named after her in Hebrew), I’m glad that she’s not suffering anymore.

I was never as close with my Nanny as I am with my other grandmother, but as I get older, I realize I’m more like her than I knew when she was alive. She was a wonderful, warm woman who loved her children and lived for her grandchildren. Plus, she was a mean cook, collected animal figurines out of those Red Rose tea bag boxes (awesome!) and she was creative (seriously. She was an opera singer in her native Canada). She’s a woman I’m proud to call my Nanny and I’m proud that I’m like her. I can’t imagine being like anyone else.

Here are just a few ways her legacy has been passed on to me:

I’m stubborn. My family used to joke that my Nanny could out stubborn a mule. It’s true, too. And I’m just like her. Don’t tell me I can’t do something. The more you tell me I can’t, the more I’m going to try to do it just to prove you wrong.  This worked out really well when I was paying off debt. People might have doubted that I could do it but that simply stoked my internal fire to get it done faster.

I’m independent. I hate asking for help. I would prefer to struggle, scream, cry and tear my hair out trying to figure out how to do something before I will ask for help (see above re: being stubborn). Through this I have learned that I am very adept a climbing on counters to reach things in high places and the handle of a spoon is a very effective tool for opening jars.

I appreciate what I have. My grandparents never lived in a house. They lived in a 2 bedroom apartment in Queens until my grandmother passed away. At one point in my dad’s childhood, they were living 6 people in that apartment (and a few cats). I never once heard my grandmother complain or lament that she never lived in a house. While I do hope to have a new house and a freelance writing career, I am grateful for the house and job I do have now. Because I know there are people who have a lot less.

I have an overwhelming need to feed people. My Nanny, like every good Jewish grandmother, was obsessed with making sure we were fed. It didn’t matter what time of day it was, she was always asking us if we wanted something to eat. I do the same. I will bake cookies for fun, and cooking Thanksgiving dinner is actually fun for me. Whenever someone comes to my house, I have to ask if he or she is hungry or thirsty. I’m am Jewish mother. I can’t help it.

Although I miss her, I know that my Nanny is a part of me and now, my daughter. I’m fortunate to carry on the legacy of such a strong woman.

In honor of my Nanny, this month’s Bloggers Give Back donation will be made to my local chapter of the American Cancer Society. 

 

My Nanny and my little sister, Thanksgiving 1987

 

Filed Under: random

Self-confidence? What’s that?

January 26, 2012 by Jana 35 Comments

Sometimes I feel like a fraud.

When I write, a lot of times I try to encourage, inspire and educate my readers (as well as entertain). I like to provide motivation and cultivate the belief in yourself that you can do anything you want. Whether it’s pay off debt, lose weight, leave a bad marriage, start a new job—whatever challenge you’re facing, I hope that I can provide some encouragement.

Except there’s one problem. I can’t do it for myself.

That’s right. I have the least amount of confidence in myself of any person you will ever meet. I can’t think of one thing in my life—save for my daughter—that I’ve done and said “holy crap, that’s good!” I’ve been pleased enough with my work but I don’t believe anything I do is exceptional. Nor do I believe that I’ll ever succeed in a way that I deem sufficient.

This self-defeating attitude is why I didn’t start writing again until I was 31. When I was younger, I desperately wanted to be a writer. Of anything. Books, plays, movies. You name it, I wanted to write it.  I was told that I was good but I never felt like I was good enough. I constantly compared myself to those I deemed more talented and convinced myself that I would never be as good as them (I still do this, by the way). I took criticism very personally; rather than as a way to improve, I saw it as an insult to me and my abilities. I carried that around with me through high school and eventually, when I got to college, I opted for a safe major rather than one that would make me happy.  Being a criminal justice major made it easy to quit creative writing.

Well, almost. It didn’t make it easy rather than provide a convenient excuse. As a CJ major, I only had to write research papers. I’m good at that. And, on more than one occasion, my writing abilities made up for a sheer lack of understanding of the material (like my upper level Political Science class or, the reason I’m not a lawyer). I always loved writing papers. I could knock out a ten page paper in 2 hours and get an A. Writing just came that easy to me. But I always shook it off as no big deal. I certainly wasn’t the only one who could do that and my ability to do it was not that special. At least that’s what I told myself.

I kept up this way of thinking for a solid 10 years. I would lament over the fact that I never became a writer but told myself that I’d never be successful and it was best that I stuck with my safe government job. Writers, at least most of them, don’t make a lot of money and I had a house, child, bills and debt. There was no way I could give up my steady paycheck in favor of a pipe dream, especially without the talent to back it up.  But then…blogs happened.

I started blogging in 2008 (on sites that I will never share. They’re that bad) just as a way to entertain myself. It was a cheap, easy way to fill the void that was created when I stopped writing all those years ago. I let myself entertain the notion that even if I couldn’t make a living writing, there was no reason I had to stop altogether. It could just be a hobby. Something to keep my skills fresh, my creativity alive and my spirit happy. Which it did at first.

Then it evolved into what it is now.  Blogging has become more than just a hobby or a vehicle to achieve my dream of becoming a full-time writer. It’s become a way of life; it’s become part of my identity. I have grown so much from blogging. But putting my writing out there comes with a price. Every time I hit publish, I throw up a little. Because pushing publish means that my writing is out there. I second guess everything I’ve said, every punctuation mark, every opinion I’ve stated. And let’s not even go into the agony that is creating a title. Yet I still go through with it simply because I need to.

For someone with no self confidence, it’s terrifying to think about someone else’s opinion of my posts. I question all the time if a reader is thinking “this chick sucks. What business does she have writing in a public space? This drivel is nothing but eye pollution!” Believe me, I think that it happens way more often than it probably does (mainly because I typically say it in my own head first. I think it’s a defense mechanism; if I say it, then it hurts less if someone else says it, too).  I still think it though.

The most difficult part is convincing myself that it’s not true. I desperately want to agree with those who tell me it’s not but after 34 years of thinking that I pale in comparison to everyone else, it’s hard to change my thinking entirely. That’s why I’m telling you all of this. Because when I’m encouraging you to believe in yourself that you can get out of debt or stay on track with your finances, I’m also saying it to myself.

We’re in this together.

Filed Under: beginnings, random, writing

I am the neighborhood bitch. And I’m fine with it.

January 25, 2012 by Jana 30 Comments

Today, as I was walking my dogs around the neighborhood per our usual routine, I had a revelation. I am the neighborhood bitch.

It’s not a title I wear proudly. But it’s not exactly a title I’m ashamed of. After almost 8 years, my neighbors and neighborhood have given me numerous reasons to be bitchy. And most of them involve money. When people talk about the hidden cost of homeownership, they talk about maintenance, cleaning, repairs…things of that nature. Very rarely do they tell you how your neighbors can cost you money. And believe me, they can cost you money.

Here are just a few ways how my neighborhood, and my neighbors have (and can) cost me money:

  • Homeowner’s Association dues. Let’s not even discuss how much I hate my HOA. It’s poorly run, the president (or treasurer, I’m not sure what she is) is incredibly unpleasant (as is her husband) and they have no concept of how to manage money. This is mainly due to the fact that over half of the houses in the neighborhood never pay their dues. And by never, I mean never. There are people who’ve been living in their house just a few months less than us and have never, not once, paid their dues. This is typical. And the HOA does nothing except…wait for it…raise dues. Yup, that’s right. They raise the dues to milk money out of those homeowners who do pay (like me) in order to cover the deficit left by the other houses. And schmucks like us continue to pay because a) it’s the right thing to do and b) we want to sell our house so we need to be in good standing. So, thanks, neighbors for never paying and for costing me $375 a year. [Read more…]

Filed Under: Confessions, Money, random

I am overwhelmed. And I’m giving you money.

January 12, 2012 by Jana 24 Comments

Overwhelmed.

That is the only word strong enough to describe how I feel about the outpouring of support I received on my post the other day (the one where I announced that I have secondary infertility). I wasn’t expecting anything, really, and the response that I received was nothing short of incredible. I thank all of you from the bottom of my heart for your words of encouragement and support.

I wasn’t sure what was going to happen when I published that post. It was hard for me to divulge something so personal because I didn’t want to become Jana from Daily Money Shot, the infertile chick with the cheater husband. I don’t want to be defined by things that are out of my control. Yet it’s hard not to share those because they affect me, my choices and my perspective every single day.  However, I’m proud of the fact that my terrible personal circumstances have not given me an excuse to take on any new debt. I’m proud of the fact that I’ve managed to stay the frugal and pragmatic course despite dealing with factors that would have sent the old me running to the mall.

You see, that’s what I used to do. I used to take every drama, small or large, and use it as an excuse to conduct retail therapy. Yes, I did engage in some retail therapy after I discovered my husband’s affair but unlike in times past, I didn’t use credit. My therapy was cash only. That was a huge step for me. And, unlike in times past, the retail therapy only lasted a few days rather than weeks. It used to be I would dwell on a situation and use that as a perpetual excuse for spending money I didn’t have. Now, I’ve learned that all the spending in the world isn’t going to change the situation. It’s the same way with my infertility.

The old me would have taken that fact and used as an excuse to spend thousands of dollars on my daughter, rationalizing “I only have one. I’m going to spoil her as much as possible”. The new me would tell the old me that I’m an idiot. Spending thousands of dollars isn’t going to change the situation or even make it better. I know now that the only way to deal with my drama is to deal with it head on, not hide it in shopping bags and credit card bills. I guess that’s what prompted me to share that with you.

But I also wanted to share it with you because I know there are other women out there dealing with the same thing. I wanted them to know that they’re not alone. I wanted them to know that there’s nothing to be ashamed of. And I wanted them to know that the next time someone says to you “So, when are you having another one? Don’t you think it’s time?”, it’s OK to feel like punching him or her in the throat. It’ll be justified, too, because that’s a shitty thing to say to someone. Dealing with infertility is hard enough without being innundated with idiocy.

Now, I want to do something nice for you. I want to give you $50. From today (January 12) through Monday, January 23, I’m running a giveaway where you can win $50 by doing any or all of the following. One winner will be chosen at random and announced on Wednesday, January 25:

[Read more…]

Filed Under: Money, random

Sometimes, one has to be enough

January 9, 2012 by Jana 24 Comments

Last week, I read a post on The Bloggess that took me by surprise. While I thought that something was a little…off about her, I was dumbfounded to learn that not only does she suffer from depression but she engages in self-harm. I mean, this is a woman with an incredibly popular blog, a book deal, and was recently named Person of the Day by The Huffington Post. Never would I have guessed what she revealed. But it got me thinking that maybe I should reveal something about me. After all, if she can share that, I can share this:

I can’t have more children.

I can’t have more children not because I don’t want any but because I physically cannot. It even has a name–secondary infertility. I have been to numerous doctors and no one can figure out what’s wrong with me or why I have this. I had planned on having surgery to literally explore further but other circumstances have prevented that from happening. Not being able to have any more children because of something completely out of my control is extremely frustrating, disheartening and depressing.

I still haven’t fully accepted the fact that I’ll never have more kids. While right now, due to my marital circumstances, I’m not trying to have more kids, I still tell myself that if I ever do start trying again, I might be successful. I tell myself all kinds of lies that I won’t bother you with. But when it all comes down to it, I know that it’s not true.

I’ve spent many hours rationalizing with myself, discussing the benefits of having only one child. It’s funny how we rationalize with ourselves to accept something we don’t want to accept. What do I tell myself? A sampling:

  • I will never again have to buy diapers or formula. Please note that this is not intended to open up a discussion about breastfeeding and cloth diapering versus diapers and formula. Either way you choose to go (and it is a personal choice), there is a cost associated with it. I am done with that cost.
  • No more daycare. My daughter starts kindergarten in the fall and if all goes well, I will no longer be working full-time. That means no more daycare. I am over the moon excited to be keeping that money in my pocket. 
  • No more teething, potty training, midnight feedings, diaper bags, strollers or anything else that gave me endless sleepless nights or made it so I could not get out of my house in under 7 hours. 
  • Music lessons, sports, activities, hobbies, summer camp. I will only have to fork over money for one child to attend or participate in these. As an ancillary side effect, I will only have to attend concerts, games, etc for only one child. No jealousy between siblings, no splitting my time. 
  • School expenses. Although the plan is for my daughter to go to public school or a charter school, there are still expenses that go along with it. Supplies, uniforms, class trips, book fairs, text books, bake sales…even free education isn’t free. I will only have to support one child’s K-12 education. 
  • One college education, one wedding. I have one child. I will only have to pay these expenses for one child. Given that these are huge expenses, I am glad to only have to pay for one.
I am hesitant to include things like housing, transportation, food bills, utilities because while they do go up significantly with 3 or 4 kids, with 2, everything we have stays the same. Our cars can fit 2 car seats. We have a 3 bedroom house. We would have this with 2 kids or none.  But believe me, I would gladly trade the extra money for the chance to have another child.

Before everything in my marriage blew up, we had discussed the feasibility of all the other options: in vitro, artificial insemination, adoption. For every pro there were 18 cons. And now with my husband changing jobs, we’re not even sure what insurance would cover. Adoption isn’t 100% off the table but it might be cost prohibitive. Which leaves me in a place I never wanted–a mom with only one child.

I don’t mean to sound like I’m ungrateful for the child that I do have. I know how blessed and lucky I am to have a healthy, smart, wonderful child when there are so many moms and dads out there struggling with the kid (or kids) they do have or simply can’t have any. But I always imagined my life as a mom to more than one child. When I’m out in public and I see a mom with 2 or 3 or 4 kids, I get a little angry and can’t help but think “why does she get to have 4 kids? Why not me?” When I find out someone is pregnant, I can’t control the pangs of jealousy. I believe that if having one child were my choice and not a choice forced upon me, I’d feel differently.

But for now, I just have to accept the fact that I have secondary infertility. I suppose it could be worse.

 

 

Filed Under: Family matters, Money, random

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Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
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