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Jeremy Renner inspires me

December 21, 2011 by Jana 12 Comments

I wanted to write a post today about how I am totally inspired by Jeremy Renner. I read an article on him a few weeks ago that talked about his early days as a struggling actor. How he couldn’t pay his electric bill and how Ramen was a treat. How he took small parts in movies but wasn’t getting recognized. How he started flipping houses just to pay the bills. How he was in The Hurt Locker and basically, his entire life changed. How, at 40, he is finally seeing the for which success he worked and struggled. I wanted to write about how that completely inspires me and encourages me. But my brain got stuck when I tried writing anything that makes sense. So please bear with me.

I tend to find inspiration in strange places. As I am now firmly in my 30s, I often tell myself that I’m too old to pursue a dream or learn a new skill or that I’ll never make it as a successful blogger/author/fill in the blank. There are so many people who have a fresher perspective or new ideas or confidence. Why would an audience flock to me when there are so many smarter, wittier, more talented writers than me? It’s hard to convince myself to compete with the “younger” crowd because really, who wants a fairly calm, middle aged dog when you can have an energetic, entertaining puppy?

Then I see stories about people like Jeremy Renner or Jane Lynch or Rodney Dangerfield, who didn’t find success until later in life. I realize that I’m not so much different than them. I have dreams and dedicaiton and work ethic and I hope, a little bit of talent. I’ve struggled to get to where I am. They didn’t quit even though they were competing against younger, differently talented, possibly better looking actors. They didn’t quit because it was financially tough. They didn’t quit because they knew how badly they wanted it and they believed that if they worked hard enough, it would eventually pay off (I’m not sure if this is actually true but I’m going to pretend that it is). Since they didn’t quit, I can’t quit. I try to believe that it will pay off.

Make no mistake about it, I don’t for one second believe that trying to pursue my dream of being a writer is ridiculous (though, on occasion, I do question its practicality). I don’t think anyone’s dream is ridiculous. If I do, I’m certainly not going to say anything. Because who am I to crush anyone else’s dream? That’s why I encourage my daughter to pursue her dream of being a mermaid (seriously, it’s what she wants to be when she grows up). As her mother, I will do everything possible to help her fulfill her mermaid dream. When she realizes that’s not possible, I will encourage her in whatever comes next. Because dreams are important. And you have to believe, as I do, that your dreams will eventually come true (yes, even my ludicrous one of interviewing Jason Segel).

That doesn’t mean that I think that dreams should be pursued with little to no planning. In order for me to pursue my dream, I had to have a familial support system as well as a network of other writers/bloggers. I had to find a niche where I belong (and I don’t for one second believe that finding a place in the personal finance world is an accident). Most importantly, I had to have my finances in order.

This March marks a huge month in my financial life. As of this March (possibly February), I will be completely nonmortgage debt free. My husband still has student loans but as far as what my name is on, the mortgage is all. Having this in my not-so-distant future means that I will be able to save money in an emergency-I-can’t-wait-to-quit-my-job fund and actually, for the first time in my 34 years, have the freedom to do what I want to do.  I still have income sources, and I’m working on a few ideas for other income streams, so I won’t be earning $0 which is comforting. But I’ll be earning that money doing what I believe I’m supposed be doing–writing.

I might never be a New York Times best selling author or make $1,000,000. But I’m fine with that. I bet Jeremy Renner never thought that he’s have 2 Academy Award nomiations. But the bottom line is that he’s a successful, working actor who can say, with certainty, “I’m an actor”. And as long as I’m writing, and I’m earning a few dollars, I can say, with certainty, that I’m a writer.

Even if I’m an older dog, I’m pretty sure I’m not out of tricks yet.

 

Filed Under: entertainment, Money Motivation, random

Money Tune Tuesday: Do They Know It’s Christmas

December 20, 2011 by Jana 9 Comments

What I’m about to say may make some of you dislike me for a minute or two. I don’t like holiday songs. Specifically, I don’t like the holiday songs that are played, nonstop, on mainstream radio. They are awful, irritating and annoying. That applies to all of them, regardless of artist, and with a specific emphasis on Winter Wonderland, Baby It’s Cold Outside (I think this one is the worst offender), and anything sung by Mariah Carey.

That is not to say all holiday songs are awful. Dominick the Donkey is acceptable. The original version of The Hanukkah Song is fine (only the original version. The rest might as well be sung by Mariah Carey). And the only one I actually enjoy and will actively listen to is Do They Know It’s Christmas by Band Aid.

What I like about this song is that it was written, produced, and creative to bring awareness to a real issue and to raise money for that cause. This song, to me, is what the holiday spirit is supposed to embody. It also reminds me that when a lot of people come together to help, it makes a huge difference but as individuals, we can help, too. And while the song was intended to bring about awareness of hunger in Africa, let’s not forget that it’s an issue here in the United States and around the world.

I’m including this song for Money Tune Tuesday because of the fact that the proceeds of this song went to the cause it was created to help and the fact that the cast of Glee has rerecorded the song with 100% of the proceeds going to charity as well. I like when celebrities (or, in the case of the Glee cast, quasi-celebrities who are sure to end up on Dancing With the Stars) actually take part in a cause without expecting something back.

Also, the mullets in this video are AMAZING!!! I think Bono’s is my favorite.

Side bar: If you’re in the mood for giving, head on over to DollarVersity. Tragedy hit close to home for Eric when the sister of a high school classmate was murdered by her husband who then committed suicide, leaving their 2 young children with no parents. A fund has been set up for the girls, and the information to donate is available on his site.

Filed Under: entertainment, Money Tune Tuesday

Money Shuffle: Holiday Edition

December 19, 2011 by Jana 11 Comments

It’s been a while since we’ve played this game, so let’s dust it off the shelf and get ready for another round of Money Shuffle!

Yes, it’s everyone’s favorite game where I put my iPod on shuffle, write down the first 5 songs that come up and then give you a little money story related to the name of the song (not necessarily the subject matter). In the spirit of Christmas and Hanukkah, the stories in this edition of Money Shuffle will focus on holiday memories.

Let’s do this!

Song #1: You’re My Home by Billy Joel Much to my disappointment, my daughter has discovered Barbie. If you’re not privvy to Barbie, let me explain how expensive this little tramp actually is. The dolls run anywhere from $8-$25 a piece, The extra outfits will cost you between $20-$30. Then she has a car, a camper, pets, and all the accessories that go with that. And then there’s the house. Which is what my daughter wanted for Christmas this year. However, the house that Barbie lives in costs around $150. And it’s gigantic. I live in a relatively small house. There was no way a house that big and costs that much (which I’m assuming in a real people equivalent would be like $1M) was going under our tree. So For $44, I bought her Barbie’s vacation town house instead. Someone in our house needs to go on vacation.

Song #2: Looks That Kill by Motley Crue There is nothing more stressful than buying a holiday gift for someone you’ve just started dating. Way back in 1996, this happened to me. My then-boyfriend (now husband) had only  been dating for about 2 months when Hanukkah and Christmas showed up. Not knowing what to get him, I went with a very basic, standard gift–a sweater. He, knowing how much I like penguins, proceeded to get me the single ugliest thing I have ever seen. It was a penguin clock. And not a nice one, either. This was an evil looking penguin with the clock face on its stomach, set against what pretended to be a snowglobe. I’m pretty sure the look I gave him said it all.

Song #3: Alien Shore by Rush Being Jewish, I never had the pleasure of experiencing Christmas upclose and personal. Hanukkah really isn’t a big deal–say a prayer, light some candles, get a present. Repeat for 8 nights. But Christmas is a whole other event. The first time I went home with my husband for Christmas I felt like an intruder on another planet. My mother-in-law goes absolutely insane with decorating for Christmas. It’s quite unbelievable. I felt like I had walked into Willy Wonka’s chocolate factory only with lights and wreaths and bows and nativity scenes and candles and a giant tree instead of candy. Then there was the food. On two different days. And the big production of opening gifts was nothing I had ever seen before. I was wide-eyed with amazement the entire time, much as I imagine I would be if say, I went to Mars.

Song #4: Face Down by Red Jumpsuit Apparatus Disclaimer: The subject matter of this song is not funny and should not be taken lightly. I understand that and in no way does the following story intend to detract from the purpose of this song. This is a Thanksgiving story. A few years ago, when we first hosted Thanksgiving at our house, we realized that we did not have a large enough table to hold our families. So we called a rental place and placed an order for a long table and about 15 folding chairs. We set everything up in our living room, which was the only place we had room for it. Fortunately the living room is carpeted (this is an important fact). We go about eating our meal, everyone is laughing and having a good time. The next thing we knew, we heard a crash. Everyone went silent until we saw my mother-in-law, on the floor, laughing her ass off. Apparently, the chair had given out and collapsed underneath her. Once we realized she was OK, we all started laughing, too. This incident is now family legend.

Song #5: All I Need Is a Miracle by Mike and the Mechanics Every December 1, I fly into a panicked frenzy. Between birthdays, Hanukkah, Christmas, office parties, New Year’s, and other general end of the year craziness, I pretty much freak out that there’s no way I’m going to handle everything. I’m terrible at asking for help from anyone so I try to do as much as possible on as little sleep as necessary. This usually ends up poorly, with me being a tired, frazzled, stressed out mess who collapses on New Year’s Day. However, everything gets done on time and within the budgeted. Much like the oil that lasted 8 days in the lamp, I survive each December on some sort of miracle.

Thanks for playing!

 

 

Filed Under: entertainment, Money, random

Money Tune Tuesday: Count on Me

December 13, 2011 by Jana 4 Comments

Five years ago, my life completely changed because five years ago, my daughter was born.

My whole life is different now because I am a mother to the beautiful little girl that lives in my house. If it were not for her, I would never have taken charge of my finances. If it were not for her, I would still have relationships with people that take advantage of me and use me at their own convenience. If it were not for her, I would still work in job I hated. If it were not for her, I would not be pursuing the job of my dreams. If it were not for her, I would not know the wonders of seeing life through a child’s eyes.If it were not for her, I would not know the what it’s like to have someone look at you and say “I love you, Mommy” (which are probably my 4 favorite words). If it were not for her, my life would not be what it is and for that, I am eternally grateful to her.

I am not a big crier. I can count on one hand the amount of movies that I’ve cried at. But when I was pregnant, I cried at everything. One song in particular made me cry. All. The. Time. I would literally sob every time this song came on that it bordered on embarrassing. But when you’re pregnant and this verse is part of the lyrics, crying is understandable:

Anytime you need someone
Somebody strong to lean on
Well you can count on me
To hold you till the healing is done
And every time you fall apart
Well you can hide here in my arms
And you can count on me
To hold you till that feeling is gone

I guess I should probably tell you now that this song is Default’s Count On Me. I’m using it for today’s Money Tune because, although it has nothing to do with money, it’s meaningful to me because of my daughter. And my daughter is the reason I’m almost completely debt free and financially secure.

Happy birthday, my little E-Bug! I love you!

Filed Under: entertainment, Money Tune Tuesday

Money Tune Tuesday: I Will Buy You A New Life

November 29, 2011 by Jana 4 Comments

Years ago, my favorite radio station was Y100. It was an alt-rock station based out of Philadelphia and it was pretty much the only station that I listened to. It’s since been replaced with a format I don’t listen to but I have very strong, fond memories of that station.

One of the most vivid memories I have was a promotion they ran around the time Everclear’s I Will Buy You A New LIfe was popular. If you won the promotion, the station would pay for an apartment, a car, a cell phone, cable/internet and spending money for an entire year. It was a pretty amazing contest (which I did not enter because I have, and had, no desire to ever, ever live in Philadelphia). Every time I hear that song (which is today’s Money Tune, by the way), I think of that contest.

A few weeks ago, I watched a documentary “Waging A Living” which followed the lives of 4 working class people throughout the country. One of them, a newly divorced mom of 2 working as a waitress, was listening to the song on her car radio. She was singing the lyrics and I heard them in a new light. I had never before realized how profound and almost sad the lyrics actually are.

Listen for yourself:

Filed Under: entertainment, Money Tune Tuesday

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Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
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