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Stop asking for money!: 4 questions for managing charity exhaustion

June 7, 2013 by Jana 7 Comments

Shit like this drives me crazy, too.
Shit like this drives me crazy, too.

A few weeks ago, I attempted to do an online fundraiser for two organizations that I felt were deserving: The Brooke Jackman Foundation and The Red Cross. Without going into too much detail, I’ll just say this: It tanked. Badly.

Once I realized that the fundraiser flopped, I pulled it from DMS and have spent many hours trying to figure out what went wrong. I have many ideas. But one idea that I keep coming back to is the fact that most people, myself included, are exhausted from being asked for money. After all, it’s everywhere. At your kids’ schools. At your religious institution of choice. In front of the supermarket. At the airport. At the checkout line at pretty much every store you ever buy anything from. At the gym. On Facebook.

The donation invasion is everywhere. You can’t escape it.

I wrote about a similar topic before, how the charity creep can affect your holidays, but this is something broader. This is the fact that it’s almost impossible to conduct normal, mundane, routine acts of life (like driving a car or buying shampoo) without being inundated with requests for money. And, if you’re like me, I don’t care about having my name written on a shoe or a heart or a four leaf clover and having it proudly displayed for all the world to see. What I do care about is to not being asked for money everywhere I go and then looked at like a total piece of shit when I say no.

I’m pretty sure I’m not alone.

However, realizing that I can only control my actions and not the actions of others, here’s a few I ask to make sure that I don’t respond affirmatively to every request for money:

  • Is it something I’m going to use anyway? Alex’s Lemonade Stand is a great example of this. With so many product lines donating a portion of their sales to the organization, I will spend a few extra cents to buy a product that supports it. I do this particularly with water ice (like Italian ice, only not as good). Our local chain has a lemonade flavor every summer that’s on the menu to raise money for Alex’s Lemonade Stand. So, if my daughter wants lemon, that’s the flavor I buy her.  She’s getting the water ice anyway; might as well do a bit of good with the purchase.
  • Will I get something out of it? I’ll contribute a few dollars to a raffle, particularly if there’s a chance I can win a decent prize. I’ll buy entry into a walkathon or Zumbathon because I’ll get to exercise and network at the same time. I’ll buy tickets to an event because I know I’ll have some fun.  It may sound selfish, but if I can’t see where my money’s going or how it’s being used, I want to get something out of my contribution. Remember that conversation between Joey and Phoebe on Friends about how there are no selfless good deeds? Yeah, I agree with Joey.
  • Is it a cause I believe in? It’s hard to say that one cause is more important or more valuable than another. But if I were to give a dollar or two to every cause that I’m asked to help, the charitable giving line item in my budget would equal that of my mortgage.  I can’t afford that. Maybe one day, but not this day. So to keep my charitable giving at a level I can afford, I have to assess if the cause is something I believe in or if the organization is one that I support (because there are a number or shady charities out there).
  • How do they solicit my money? Are they walking up and down the street with a boot, going up to car windows and sticking the boot in the driver’s face? Are they bugging me in the middle of dinner (try reading that sentence without singing Alanis Morissette), pretending we’re BFFs, asking me for cash? Is the unenthusiastic cashier asking me to tack on an extra dollar or two to my purchase? Are they sending me an email or a mailing explaining specifically what they’re raising money for? Is there a website I can use to make an anonymous donation? The tactics behind how money is solicited makes a huge difference in whether or not I’m going to donate.

Please don’t get me wrong. I fully support charitable giving and do so when I can via a means (and an amount) convenient to me. I just don’t appreciate when I’m guilted into giving or made to feel like I’m scum because I choose to take my donations elsewhere.

However, sometimes there are generous people out there who want to give you stuff and you don’t have to spend a ton of money. You just have to do something simple (such as liking DMS on Facebook) in order to gain entry into a raffle that could net you an iPad mini . That’s what Jackie at The Debt Myth is doing to celebrate the launch of her updated Pay Off Debt app (you could win a copy of this, too).  To enter the contest, just follow the directions below:

a Rafflecopter giveaway

Filed Under: charity, Money, money tips Tagged With: charity

A t-shirt, begging, and a lesson

April 29, 2013 by Jana 12 Comments

 

Last week I was at the dollar store buying some storage bins for my fabric (we'll talk about this when I summarize my spending freeze violations). While waiting on line, I couldn't help but stare at the back of a gentleman in front of me. This happened for two reasons: one, I am short, he was tall and that is where my eyes landed and two, his shirt read “strippers love my pole” (yeah, I laughed, too). I didn't notice what he purchased (which is odd for me because I am generally curious about what people buy at that store) but I did vividly remember his shirt. You don't forget something like that quickly.

After I left the dollar store, I ran a few more errands and then set about driving home. In order to get to my house from this particular shopping center, you need to turn at an intersection that is a prime target for beggars. It's probably this why due to the sheer volume of traffic that crosses through (it's the intersection for 2 major roads) and from what I have seen, these guys (always men. Never women at this location) make a good amount of money. I personally don't give money but I've seen numerous people do so. Which is fine. Not my place to judge what other people do with their money.

I think I am digressing here. Let's regroup and return to the story.

Alright, so I am at the intersection, waiting to turn and I see a man with a sign asking for money. Totally common occurrence. However, this time, the man was of particular interest because….it was the gentleman from the dollar store! And I knowing was him from that super classy t-shirt he was wearing. Apparently he was purchasing some poster board and markers to make his sign. Knowing that sent me down two roads of thought.

The first road was that of anger and annoyance. I mean, here's this guy, spending money he didn't earn on poster board and markers to beg for more money that he's not technically earning. So that annoyed me. Then the angry, rhetorical questions began: How can he have the endurance to stand on a corner and beg but he can't ask for an application at the store he just purchased his begging tools from (there was a “now hiring” sign on the door)? Why isn't he using any of the local services to help himself instead of begging on a corner? Is he in cahoots with the people who I saw begging a few miles up the road? And wouldn't that money have been better spent on some sort of food or drink?

For the record, I know those questions make me sound like a huge insensitive asshole. But I redeem myself now.

As I drove past the man, I let my anger settle down and starting thinking like the compassionate person I know I am. I told myself that maybe he can't read or has a felony or no way for a prospective employer to contact him and that's why he didn't fill out an application. I told myself that maybe he's desperate and embarrassed to be begging and he feels that he's left with no other option so I probably shouldn't shame him any more by thinking horrible thoughts about him. I told myself that maybe he doesn't know about the local services we have available. I told myself to let it go. And I did. I wished him well in his endeavors (in my head. I didn't go back to the intersection to say something) and I made a promise to stop being so judgmental in the future.

I am working on it.

As I was storing my fabric, I spent a few minutes thinking about what a dollar really can buy. And honestly, it's not much. Maybe a dollar menu item or a bag of chips or a bagel from the supermarket bakery. It can buy a local bus ticket, one way. It can buy something from Goodwill or a yard sale. Maybe. A dollar can buy a lottery ticket or wash a load of clothes or buy a piece of fruit or two. A dollar isn't life sustaining but it can help.

Because even with limited buying power, you can use your dollar purchase in a positive way. Buying a bus ticket to the mall or the library gives you a way to look for job. Using your quarters to wash your clothes gives you that confident feeling that comes with being clean. Eating something that is good for you gives you strength and energy to look for work or even make it through the day. And some people see buying a $1 lottery ticket as an investment and potential for large gains.

So maybe that's what this man saw the poster board and markers as. An investment in his survival for that day. And maybe the next time I see someone begging on that corner, I'll push that thought to the front of my mind instead of letting it hang out in the back. Because it's worth giving someone the benefit of the doubt than automatically assuming the worst.

 

Filed Under: charity, Money

The year I made a difference

November 30, 2011 by Jana 29 Comments

Now that holiday season is in full swing, there’s no shortage of people asking for money. I’ve already discussed how I manage the holiday creep. But this story is a little different. This is a story about how I, along with 3 friends, changed Christmas for one family. We didn’t do it because we wanted anything in return. We didn’t do it because we felt overwhelmed with the holiday spirit. We didn’t do it because we needed a year-end tax break. No, we did it because this was a hardworking, kind family with 2 parents doing all they could to provide for their kids and Christmas wasn’t in the budget. There was no way we were going to allow this family to forgo Christmas. So we changed it.

First, a little background about the family. At this time, they were a married couple with 4 children (they’ve since added one more). For years, she was a stay at home mom and he worked in a hospital as an X-ray tech I believe. They owned a modest house in rural Indiana and were doing fine. Then he lost his job. The family had to obtain food stamps and Medicaid (if I remember correctly). They worked themselves into debt trying to pay bills on his new salary as a fast food worker. She gave up being a SAHM and went to work in a school cafeteria. The money was enough to keep them afloat but it didn’t leave a lot of room for extras.

She took to a money forum to learn how to control her spending, pay down debt and manage their finances. Watching her progress in her thought process and money management skills was incredible. She came so far in such a short time that it broke my heart reading the desperation in her words when she would talk about Christmas. She wanted to so much to provide for her kids but in her heart of hearts, she knew she couldn’t. Enter me.

Having been in a situation where I didn’t know how I was going to provide Christmas and/or Hanukkah gifts for my child, I couldn’t bear the thought of someone else being in that position. So I got the idea that I would adopt her family. Except I couldn’t do it myself. I enlisted 3 other women from our forum and together, the 4 of us adopted this family. Since there were 4 kids, we each became Santa’s little helper for 1 of them. And because the parents worked so damn hard, we gifted the couple with something. I also snuck a little gift for the mom into my package.

At first it seemed like it would be a daunting task. I wasn’t sure that the other women would agree to do it but sure enough, they did. Once I had the crew assembled, I contacted the mom to let her know what was going on. I didn’t want to insult her and I was so worried that I might. To my sheer delight, she was not only not insulted, she tried to convince me that they didn’t deserve it (guess who won that debate?). From there, we were able to collect a list of the children’s likes and interests and clothing sizes. We each used our own judgment and budget guidelines when selecting the gifts, and we tried to stagger the arrival of the packages so nothing seemed conspicuous to the kids (2 of them were roughly preteen age at the time).

To make sure that the parents didn’t feel totally left out, we made sure to leave all the gifts unwrapped. By letting them wrap the gifts, it gave them that sense that they could still do something for the kids (also, it let them preview the gifts so that they were not totally surprised and they could screen for anything they might not approve of). When she sent me the email that all of the packages had arrived, I breathed a sigh of relief that everything had gone smoothly and as planned.

The words of gratitude that I received after Christmas reinforced to me that not only had we done a good thing, but that we had picked a very deserving family. Working in the field that I work in, it’s easy to see families fail to appreciate what it done for them. They feel almost entitled to it. But not this family. To this day, she still feels that they weren’t deserving of what we did. Let me put that to rest. They were. They absolutely were. And she still tells me what a difference we made to their family that year and how that gesture continued to give them hope and reassurance that things were bound to get better.

I know what we did was not a grand gesture or elaborate or even that expensive. But knowing it made a difference to that family, even for just one year, was absolutely worth it. And, if given the chance, I’d do it all over again.

Filed Under: charity, random

Jana

I'm Jana ...

A book reading, nail polish wearing, binge watching, music loving, dog owning, reluctant cheer mom.
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