You know how the theme song to the Facts of Life starts with “You take the good, you take the bad”? It seems completely cliché, but sometimes it’s completely true.
Like this past weekend.
I try not to do spending recaps or anything like that because quite frankly, I’m not a fan of them and my spending is so boring most of your eyes would glaze over and you’d think “why in the world is she telling us this? Does she really have nothing else to say?” To which I’d reply, “well, most likely”. But in this case, I want to share with you not so much what I spent money on but some financial things that happened that made me both happy and angry.
Let’s start with the angry. There are three of them.
Comcast. As many of you already know, my BFF Andrea from So Over This (formerly So Over Debt) loathes Comcast for a host of reasons that are completely reasonable. I’ve never had the service problems that she has but we do battle them at least 3 times a year over their price increases that seemingly come out of nowhere. My husband had to walk into the battle arena on Saturday, just before we left for a birthday party because we received a “courtesy call” that our DVR and HD rates were going up by $16. According to this lovely company, we had a promotional rate (we did not) and it was set to expire, causing our bill to increase. Now, given the fact that we had just reupped our subscription to HBO (which we had canceled 2 years ago due to price), we now need to cancel that in order to offset this new, unplanned and unexpected increase (since DVR and HD are more important to us). Having all of those puts us substantially over the limit we have for our bundled Comcast service and I’m pissed.
Boo to you, Comcast. I think you suck.
Delta. Moving on, another company I’d like to flip the virtual bird to is Delta. When booking my flight for FinCon12, I chose Delta for two reasons: the times of the flights and the price. What I failed to check on was the policy for rescheduling flights, so I wound up having to pay them an extra $150 to change my flight home from Monday to Sunday due to my daughter’s school schedule. Okay, fine. That’s my fault. But what’s not my fault is the fact that not only does Delta keep changing my flight times to much more inconvenient ones, they keep changing my seat assignment. I paid for the seats I have. I clearly want those for a reason. Why they feel compelled to move me every 2 weeks is making me quite discontented. And I’m fairly certain that Delta and I will never again conduct business.
Delta representatives, if you’re reading this, let me be clear: I do not want a middle seat. Not for a one hour flight, not for a 5 hour flight. Stop fucking moving me.
EZ Pass. This is a product that really does make my life substantially easier, particularly when I’m driving to visit my parents on Long Island. The EZ Pass means no long lines of cars, not having to remember to stop by the ATM for cash for the tolls and it makes the drive a lot more pleasant (and quicker). We even have it hooked up to our debit card to automatically refill the account when the balance gets low. Overall, I have no major complaints about our EZ Pass. Except for one. The damn sensors will often not recognize our transponder, causing us to get very annoying nastygrams in the mail, telling us that we didn’t pay a toll and then informing us that we owe the toll people varying odd amounts of money (the most recent one is for $27. $2 toll plus $25 fee). While it’s not a huge sum of money, it’s still a pain in the ass to have to call the toll people, tell them what happened, write a letter, mail said letter along with a check for the $2 toll. It’s more time consuming than expensive but if their equipment worked, we wouldn’t have this problem.
Delaware EZ Pass people, please, please, please get your shit together. This is a huge inconvenience.
And now, two things that made me happy.
My daughter’s school situation. Remember how I talked about sending my daughter to private school? And how our public schools are pretty terrible? Well, that was before I went nuts and quit my job. Due to that loss of income, we could no longer afford the tuition at private school. I did some research and found a really good public school where I could enroll her via our state’s school choice program. I filled out the paperwork and had to wait on a letter of approval from the school choice overlords. Well, on Saturday, our approval letter came and now she’s in! We still aren’t 100% in love with our district but this is the best we can do (unless she gets into the charter school we’re on the waiting list for. #4, so we stand a chance). And we’re okay with that.
My final paycheck from work. After I got word that my leave had been extended through the date of my resignation (which I realize makes no sense, but it’s a very long, complicated story), I had been waiting with bated breath for my final paycheck. We had some bills we wanted to take care of, as well as plan for a wedding we’re attending next month, with that money. So I did a rough calculation and came up with a certain number. Well, when I got paid on Friday, the check was about $1200 larger than I had anticipated. This took care of a number of extra expenses that we knew were going to crop up and we moved a bunch of money into savings. It was a relief to know we have this extra money, particularly as getting my freelancing business up and running is going slower than planned.
I like to think that the good news outweighed the bad. And as an outsider looking in (as I often imagine myself), I can see that it does. In the grand scheme of things, the events that angered me are more nuisances than financial burdens but good grief, do they burn me up. It’s just petty stuff no one should have to deal with. Because it’s really too small to matter.
And that is the end of my financial newsletter. What’s in yours?
Christian L. says
Jana,
Lots going on in your financial world. I have yet to find an Internet provider that doesn’t act like a scoundrel.
I was great with my money last weekend! I only spent money on groceries and gifts for upcoming occasions. And I still managed to go out Friday and Saturday without spending a penny. Successful weekend financially and socially!
-Christian L. @ Smart Military Money
Christian L. recently posted…Military Personal Finance Roundup: July 23-27
shanendoah@the dog ate my wallet says
I’d cry that you find my spending recaps boring, but the truth is, I find it boring, too. However, it’s a great way for me to keep on target with tracking spending.
I so wish I had an option other than Comcast for high speed internet, but we have county laws that prevent any other cable service provider from coming in to our area and the DSL/wi-fi stuff just really isn’t comparable.
I am very glad your good outweighed the bad and that you were able to find a good school for your daughter.
And now, I’m off to look at my tickets to FinCon and see if I got assigned a seat or not…
shanendoah@the dog ate my wallet recently posted…Sunday Evening Post #53
Jenniemarie @ Another Housewife says
Yeah for your daughter getting into a “good” public school. Our kids go to public schooltoo but it is one of the top schools in our city and I personally love it.
My financial newsletter would include almost puking when we bought my daughter a $76 glove after spending $45 for cleats and a mouthpiece for my son. Sports wouldn’t be so expensive if the kids would just stop growing!
Jenniemarie @ Another Housewife recently posted…The Back to School Shopping Plan
Lance @ Money Life and More says
Must be awesome to find that extra $1,200 in the final paycheck. It is always fun to catch that week of back pay and any left over vacation you didn’t get to take!
Lance @ Money Life and More recently posted…What Would You Do?: I Won One Million Dollars!!!
Jordann says
Congrats on getting your daughter into a good school, I’m glad I don’t have to worry about that around here, our province’s schools tend to be pretty good, and the one around the corner is one of the best.
The extra cash is great too! Always nice to have a little extra breathing room.
My financial newsletter would include spending a significant portion of our family budget on stupid family camping trips and weddings every month. It’s really starting to get annoying.
Jordann recently posted…Challenge Update: Minimalism
Ornella @ Moneylicious says
I’m actually considering switching to Comcast as they are offering a deal for $49.99 per month for TV&Internet for six months and there’s not contract. I did leave Comcast like a year ago because of the price. I’m not to happy with my current TV provider.
Getting that extra $1200 in your last paycheck must have been a nice surprise 🙂
Kevin @ SpringCoin says
Typically I usually call Comcast about once a year to threaten to cancel. They usually give me a great deal.
I think with Southwest, you can cancel flights and have it credited to your account. Although you don’t get a refund, you can always use it later.