Jana Says

Living life from cover to cover

Latest Posts

Car trouble? No problem!

While driving on the New Jersey Turnpike last week, a rock struck my windshield leaving a small crack. I knew it was going to have to be taken care of but no more so than today when I walked out to my car and saw how the crack had somehow, magically, spread overnight. But you know what? It’s OK. Why? Because I have a car maintenance/emergency fund.After the debacle with the free car and […] Continue Reading…

Money Tune Tuesday: Dreaming

So, I love the song “Dreaming” by Blondie. Here’s the video:Here’s a sampling of the lyrics:When I met you in the restaurantYou could tell I was no debutanteYou asked me what’s my pleasureA movie or a measure?I’ll have a cup of tea and tell you of my dreamingDreaming is freeI don’t want to live on charityPleasure’s real or is it fantasy?Reel to reel is living rarityPeople stop and stare at me We just walk on […] Continue Reading…

Guest post: Making choices

This is a guest post from Shanendoah at Baking the Budget. I’ve known her for awhile and I’m so happy that she not only agreed to write this post but is now a fellow Yakezie challenger!I decided a guest blog post was the perfect place to talk about choices in personal finance. As the recent “If I had $1,000,000” meme showed, not all personal finance bloggers would make the same choices. And I’m certain […] Continue Reading…

What I learned from controlling my spending

In May 2008, I joined the Women In Red Controlled/No Spend board. I joined amidst the throes of paying off a large amount of debt, knowing that if I didn’t get the little spends under control there would be no way I would get the large spends under control. The concept of the challenge was simple–aim for as many no spend or controlled spends as possible in a month. A controlled spend, in my definition […] Continue Reading…

When free isn’t

Here in the personal finance world, we love the word free. Except there’s a catch with the word free. Free does not always mean better. Yes, not having to pay is certainly better than having to pay. Absolutely, 100%, every time. But a free item doesn’t always mean it’s a good item. And a not so good item means that you will eventually have to pay. Here’s an example: When my grandfather passed away […] Continue Reading…