Jana Says

Living life from cover to cover

Latest Posts

If I Had $1,000,000

Sandy @ Yes, I Am Cheap has posed the question: What would you do if you inherited $1M from your cousin Bertha, a cousin who you haven’t seen since you were a baby?The first thing I’d do is wonder why on earth this woman I haven’t seen in 34 years has left me $1M. Then, I’d call my parents to find out how I’m related to Bertha and if she’s legit and not something akin […] Continue Reading…

Saving money on books OR why I love the library

As you can probably tell, I love to read. It has always been one of my favorite hobbies and will most likely continue to be one of my favorite hobbies. Unfortunately, books are expensive. With the way I like to read, I’d be spending a small fortune in books each year. That’s not exactly a wise use of money when you’re trying to pay off a home equity loan and a car. That’s why I […] Continue Reading…

Money Tune Tuesday: She Works Hard for the Money

In keeping with last week’s theme of honoring those who work hard, this week’s Money Tune is  Donna Summer’s “She Works Hard for the Money”. I can’t think of another song with a serious message that has such a good beat. (Also, I love Donna Summer. “On The Radio” is an awesome song):

The $20 emergency fund

The following is a repost of an entry first posted on my  other (and original) blog, The Empty Kitchen. I thought it was relevant here as well:All financial experts agree on one point: an emergency fund is a must.  It’s crucial to have cash on hand in the event of an emergency such as an unplanned doctor visit, a flat tire, a service call on an appliance (if you own your home) or you simply need food or […] Continue Reading…

Memberships make sense (if you use them)

When most people are looking for budget assistance, one of the first suggestions made is to eliminate memberships and subscriptions: diet programs like Weight Watchers, gyms, Netflix, magazines, etc. While that is an excellent suggestion, there’s this to remember–what if you actually use those memberships? What if those memberships actually enhance your life?Take the gym, for instance. I will agree that gym memberships can be expensive and if you’re on a very tight budget, […] Continue Reading…